Is it usual for visas to be granted to students with loan approval and confirmed places? or will we have to fight tooth and nail and have every piece of information possible to get one(we will anyway )
When I read this, my first thought was 'Well, who else are they going to give the visas to? People with no confirmed place and no loan?', but then it clicked that you meant if you have a confirmed place and a loan approved, will you get issued a visa, or is there competition for them?
It is my understanding that unless you give them any other reason not to issue a visa (e.g. criminal record, intent of staying in the UK after visa expiry, etc.), then you are pretty likely to be issued a visa. As far as I'm aware (and I may be wrong), as long as all your paperwork is in order and you appear to be an honest citizen, student visas are fairly easy to get.
Going the other way, I had no problem at all getting a US student visa to study in the states and I don't know anyone who has applied to study abroad in the US and has been refused a visa before (although I'm sure that there are some people who have been refused).