Do you have something wrong you need fixed - i.e. crowns, fillings etc? If you are just going for a routine check up and clean, and generally don't have problems with your teeth, you may find insurance doesn't save you any money. I worked it out that against the premiums I would pay through my company's dental insurance, I would have to have 2 fillings a year to "save" any money vs just paying out of pocket privately. Good luck!