I know that several of us have had been searching for an economical and secure way of transferring money between the US and the UK. I think I may have found a solution. Virgin Money has come out with a new pre-paid Master Card option that advertised this very feature. The application cost is £9.95 per year and it is free to add funds on-line using your debit card. It is a 3.5% fee on purchases and withdrawals overseas, but that is lots less than the cost of sending the funds with Western Union. You can even order additional cards in their names and have them sent to you, activate them in the UK, mail them to your loved one, and they can use them in the US. I ordered one for paying my child support. I will keep you all updated on how well it truly works.