mumof4 - it seems as though your hubby isn't happy wherever you are, so I suggest you go with your gut, and stay or go according to that. Also, the finances ARE important, b/c that could mean more or fewer fights between you and in general whether or not you have to work 2 jobs, things like that.
I feel it takes more than a year, I only felt at home here after 1.5 to 2yrs and now that it's been 2.5yrs, we're moving stateside. I will adjust again, but I am sad to leave. You have to go where life leads you, so maybe secure a job first, either your hubby or you, it will make the move much easier if you decide to go.