My budget, is all this sufficient?!

She shouldn't have to lie and it boggles the mind that anyone would actually encourage that.

I sure as hell wouldn't be applying to live in a country that would see us struggle to financially scrape by.

They both appear to be incredibly irresponsible with money considering the tantrums and fear of paying for a single flight.

Seeing people try to play the system, or encourage such things, really pisses me off considering how many hoops those of us who are legit and responsible have to jump through.

The OP needs to grow up and act like an adult.

No, I seem to remember when we were doing our application that it said something about making sure your bank statements included withdrawals which matched your rent/mortgage payments?  From that I got the impression that they actually went through the statements to see your regular outgoings.

Moon...maybe the £1,000 savings will help?  If it means that you were able to save this amount whilst you were living together and he was supporting both of you?  I'll leave it to the experts to give their opinion though.

If it was me, I would wait a few months, I'd make him get another job even whilst you went home and got another job, build up a nest egg and then apply when you're more certain of meeting the criteria?  I'd rather be sure than take the risk of losing all that money as well as having a rejection on record.

Good luck with whatever decision you make.

I just went through the process and it didn't mention anything like that.

But current bank statements won't necessarily project future outgoings. She could cancel the phone, and they have no idea how much the loan is for, or for how long she will have to pay it.

Oh shoosh. Yeah, I was clearly upset at first. Now I'm thinking things over. It's not easy to have to leave your fiance for alot longer than you intended. I know I'm not the only one. This whole thing is surprising to me as I thought I'd be ok. No need to call me irresponsible and immature.

It looks as though Moonfaery is going to discuss this with her partner now, and be a little less blase about all this, which I think means this discussion has done some good.  Sorry if we got angry and a little patronising, but I for one am on the end of spousal refusals every day, and they are heartbreaking.

across - I'm done arguing with you.  You don't just disagree with me about the rent payments issue, but you disagree with the case law, which means that there is no hope of rational discussion with you.  Please just try to remember that a) making one successful application does not make you an expert, and b) that you can play with your own applications all you like, but to advise someone else that they will be fine when they may not be is really not on.

NB.  http://www.bailii.org/uk/cases/UKIAT/2007/00058.html Shows third party support is not permitted
http://www.bailii.org/uk/cases/UKIAT/2008/00018.html Shows that third party provision of accommodation is.

Vicky

Well, I think you are all wrong about third party support.

They are not actually all wrong.  Everybody's just a little bit wrong.  There is nothing that prohibits evidence from a 3rd party, and there is nothing that prohibits an ECO from taking the evidence into account in the decision process.

On the other hand, and what is absolutely true is that the tribunal will not hear an appeal based upon 3rd party support.  And that effectively puts a damper on including it at the application stage.

It is also true that despite what's coded into law, that ECO's have been *TOLD* not to include 3rd party sources in their decision making process.  And those instructions came directly from the F&CO so we have to assume they are officially provenanced.

Ok garry, so what do you think? Will my visa application really get denied on my fiances wages and budget? even if we include a budget of what our finances will be once I start working? and if we include 1000£ in savings. My fiance was going to write to them and tell them that he is currently looking for another higher paying job. He is also going to to tell them that we have been living together for 6 months fine.

Garry & Vicky have two very different jobs.  There are several issues that Garry can't weight in on and I believe this may be one of them. 

across - I'm done arguing with you.  You don't just disagree with me about the rent payments issue, but you disagree with the case law, which means that there is no hope of rational discussion with you.
Vicky

You're not a lot of fun at parties are you? 

No, I'm kidding, but I just think this is still a debatable issue, both in this forum, and in the actual courts. I don't think we've heard the last of it.

Namely, I am quite surprised that a country as difficult to immigrate to as the US (which I have the entire first hand experience of going through) allows co sponsorship, while the UK doesn't. I just think that it's still a gray area.

I'm not trying to kick up a fuss, or cause people problems. And they certainly don't have to (and more than likely won't) take my advice, because it's very obvious that I'm in the minority (or perhaps all out on my own.. be myself... alone... ).

Honestly, I just want to spark the idea, that people to have a look into these sorts of issues themselves. It's a bad habit to take the sole advice of a internet forum, when making such decisions.

Will my visa application really get denied on my fiances wages and budget? even if we include a budget of what our finances will be once I start working?  

*bashes head repeatedly against brick wall*

If you don't have a job offer, and you can't show when you will be legal able to work anyway, then this will be meaningless.

Vicky

*bashes head repeatedly against brick wall*

If you don't have a job offer, and you can't show when you will be legal able to work anyway, then this will be meaningless.

Vicky

How much in savings do you think we should have?

You're not a lot of fun at parties are you? 

Oh, how little you know me!!!  

Honestly, I just want to spark the idea, that people to have a look into these sorts of issues themselves. It's a bad habit to take the sole advice of a internet forum, when making such decisions.

Listen I see where you are coming from.  It is my job to find loophols, and I find 'em, and I exploit 'em, and I damn well win my cases as a result.  But you haven't just sparked conversation, my dear, you misadvised, and that's never good.

And the 'sole advice of an internet forum' in this particular case could also be considered as a detailed in-depth discussion with an experienced qualified legal professional.  It's not like posting a question on Yahoo Answers...it's like sitting down with me as a client and getting advice.  Please don't dismiss me quite so easily!!!


Vicky

We might get money from families. Engagement money. Might add up to maybe 3,000£. Will this look good on my fiance visa?

Garry & Vicky have two very different jobs.  There are several issues that Garry can't weight in on and I believe this may be one of them. 

This is correct, I don't take on casework these days and Vicky is the technician where post arman-ali apps are concerned.

When I was in practice, I would have topped up the app with something in my letter along the lines of...

"...the couple are accustomed to a para-collegiate lifestyle, and hence are comfortable living within the means afforded by Mr X's salary.  The relationship has evolved within these constraints and has included substantial periods of cohabitation not unlike those they will experience as a married couple. Moreover, I am informed by the Office of National Statistics that Mr X's salary is broadly within median bounds for the comparable household composition in the ________ region..."

and blathering on like that - which is crap I know, but it's good crap.  

To my view, the finances look weak, but not hopelessly so.  A topping up along with a well formulated strategy is definitely in order.

Thank garry. We will definetly talk about it. Will see what we can come up with. Some savings can't hurt.

Moonfaery, you said in one of your earlier posts that you'll be applying for your visa in April and won't return to the UK until July.  If that's the case, why not go back to the US, get a job, start saving like mad, and apply for your visa closer to your actual travel date?  Three to four extra months of savings could really make a difference in your case!