I realize that the drive thru ATM's can seem a bit lazy...but in some areas you have to be very careful about the walk up ATM's ..people have been mugged at the walk up ATM's.
In America we have expansive indoor malls if walking from shop to shop is a preference. These malls include restaurants and fast food outlets of many varieties. Cinnamon rolls, chinese food, italian, mexican, mcdonalds ...most all choices are located in the mall. Or, one can easily go to the tried and true Walmart, where one can get their nails done, grocery shop, toys for the kids, some DVD's/DVD player, pick up a new outfit, and some camping equipment, while waiting for their car's oil to be changed and tire rotation.
Experiences from my trip to the UK..it was far more simple to walk to a restaurant, the grocery store, or the local shops...they were all right outside the hotel door...not fifteen to twenty miles (drive time) away as they are here. And, I didn't worry so much about being knocked in the head with the blunt end of a handgun for my purse while walking down the street in the UK. I really appreciated that about the UK!
My fiance doesn't carry a wallet, and carry's his cash in his pocket...I had to beg him not to take out wads of cash in the store. And, he didn't believe me about not being able to go for walks..till he visited me here.
In America, the nearest McDonald's to my house is ten miles away. The nearest grocery store is about the same. And, walking wouldn't be a good option if it were only two miles away. Safety (in my case) would be a predominant concern with walking.
Sadly my area is also inhabited by drug addicts who are all to happy to monitor those who walk out the pharmacy doors to capture the latest goodies that could be in your prescription filled baggy...(sucks for them if it's only an antibiotic). Yet, drug addicts seeking their latest fix..aren't always one's to think first then act. Again, that's why I don't mind the drive thru's.
Then I think to...that I like the drive thru's because it keeps me from having to walk several miles in 110'F summertime heat to run two miles down road in heavy traffic (no sidewalk) to convenience store on my lunchbreak from work. I'd come back to work and my makeup would be dripping off...it almost does already just walking from the front door to the car.
If we had more of a mild climate like the UK...I'm sure walking (even short distances..if safe) would be easier. However, we have people who die of heat stroke just sitting in their homes every summer. And, the same can be said for the below freezing temps we get in the winter time.
In the UK things are more condensed, and the public transporation in my city is non-existant for the most part...at least (safe public transport). The nice public transport giving access to the city center makes traveling without driving a lot easier in the UK...(that is if you don't already live in the city). Even biking is a lot safer there, than it would be here in my town.