In all honesty, I would put money on you being bounced. Now, there is always an outside chance you will get in, but it really would be a miracle.
As you can't get married anyway, and you can get a refund, then I would put it off and do a stronger MVV application.
Oh, and I think Kristi was suggesting that your application would have been stronger if you had bought a dress, booked a venue etc. You were absolutely right not to have done this, as you would have been risking more money wasted. This first point of refusal was completely unlawful, so please challenge them on this.
Vicky