Jedi, I understand where you are coming from. My mom (due to no fault of her own) had a hysterectomy, brain surgery, and then sciatica (sp?) and was in a wheelchair for 6 months, all within a few years time. Her and my stepfather have excellent insurance by most standards, but somehow due to deductibles, medications, etc., they ended up seriously in debt (I think $20,000 to $30,000), as they had to put most of these things on their credit card, add interest, and presto!
My FIL (here in the UK) has needed heart surgery and takes many different medications each day, etc., and has never had to pay a dime out of pocket for anything, except of course, the money he paid in to NHS over the years. Which is enough, I suppose!
I have had psoriasis since I was 16 years old, and even when I had insurance, no one covered my skin creams. I spent about $300/month for medications to treat it (yeah, I know it isn't a life threatening illness, but it isn't always easy to live with) and I was a waitress going through college, so I didn't have much. I really understand how hard it is to deal with the health system in the US.
Since I have been here, I have gotten treatment for my psoriasis, or at least I have been seen and given the same medications I had in the US, except now they cost about the equivalent of $14. I do feel lucky. But from what I understand of the system, it has it's drawbacks, too. As someone else said, it seems they tend to just send you away and dismiss most things as a "cold" so I am not sure your bronchitis would have gotten as much attention over here as you might think. They seem to just let things heal on their own in many cases, rather than prescribing antibiotics and running tests, etc. Which actually seems to do some good. I mean, in the US, I used to get antibiotics a few times per year for sinus infections, when plenty of times it might have cleared up on its own. I have needed to make an adjustment to how I feel about medical treatment. As my DH tells me, you don't need to go to the doctor for everything. Most of the time, with a little patience and TLC, a lot of things clear up on their own. Just because you can go to the doc anytime you want doesn't mean they will run tons of tests and do all the things doctors in America would do. And sometimes people don't get the cancer treatments, etc., that might extend their lives because the cost of those things could be used to care for several other people. I don't know how they prioritize these cases, it's just what I have seen on the news.
So, I don't guess NHS is perfect, but it is definitely better than suffering because you can't afford to go to the doctor, or going into debt when you do give in and finally go, or are forced to due to accident or injury.
Everyone on here says that medical care isn't a reason to emigrate to another country. I'm not saying you should or shouldn't. People have left their home countries for all sorts of reasons, many of them were looking for a better life. You might have a better life somewhere else where there is national healthcare. But, I think you should prepare yourself for all the other changes that would go along with that, and seeing as how it may take a long while to get close to ready to move, I would suggest getting any insurance you can. Some private insurance may be more affordable, and coming from the Dallas area myself, I know there are several low cost medical clinics in the area that you could go to, I usually paid about $60/visit, which I know can be a lot of money when you are broke, but it's still cheaper than most offices. One clinic I used to go to in Richardson charged me $55/visit due to my being a private pay patient. Some doctors really will give you a break. And I know Parkland Hospital is terrible, but you can make appointments there for a few months in advance, and some people I know have had to wait a long time to be seen by an NHS provider (especially in Canada, from what I am told), so you would most likely face similar inconveniences anyway.
Either way, you can manage your health yourself with diet and exercise, and do your best to get healthy on your own in the meantime. Good advice for everyone, I think!!
