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Topic: renters' budget questions  (Read 990 times)

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renters' budget questions
« on: June 19, 2009, 01:42:49 AM »
(not sure if i'm posting in the right spot, forgive me.)

will be moving to the UK shortly, and wanting to figure out a monthly budget for household bills. though i've lived in oxford and edinburgh previously, with my selective memory and the direct debiting situation i can't remember how much gas heating, electricity, water, council tax and cable TV/internet came up to monthly. can anyone help? 

gas, electricity, water: ok so it's obvious it depends on the household. but what are typical figures for small one-bedroom flat occupied by two? i remember something about payments being made every three months. ??

council tax: short of asking the letting agency, where could i look up the council tax band info online?

cable tv/internet: what's the best package out there for the cable tv/DSL?

thank you for reading! :D
Status: Non-European family member of EEA national. Living in UK with husband.
Husband's status: Polish citizen exercising treaty rights in UK.

EEA JOURNEY
22/07/09 Husband returns to UK and commences work on WRS

30/08/09 EEA FP app submitted online
02/09/09 Biometrics
16/09/09 EEA FP app expedited to British Consulate in LA
16/09/09 EEA FP entry clearance issued!

22/03/10 FMRS app submitted
08/06/10 FMRS issued!
20/09/10 FMRS received in post :/


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Re: renters' budget questions
« Reply #1 on: June 19, 2009, 08:21:55 AM »
council tax: short of asking the letting agency, where could i look up the council tax band info online?

It depends where you will be living (i.e. which county/city), but you can look up a council tax band here: http://www.direct.gov.uk/en/Diol1/DoItOnline/DG_4017252

Only problem is, you usually need a postcode or house number to find the band because each house/flat is different... even on the same road - so if you don't know where you'll be living yet, you may not get a very accurate answer. As an example, on my road, house numbers 8 and 10 are band G (£2,470.55/yr), my 1st floor flat is band D (£1,482.33/yr), but the ground floor flat below us is band E (£1,811.74/yr) (it's one house with two flats - top and bottom). Other flats on the road seem to range from band B to band D.

Quote
cable tv/internet: what's the best package out there for the cable tv/DSL?

Again, it depends where you live as to what companies offer their services in your area. We're currently with Virgin Media and we pay about £27 a month for phone line, broadband and basic digital TV.


Re: renters' budget questions
« Reply #2 on: June 19, 2009, 12:48:25 PM »
Regarding the cable/satellite, if you find that you want to go cheaper and just do internet or internet and phone, freeview boxes offer quite a bit of programming for free (just TV licence).  On ours, an older model that doesn't get every channel, we usually have about 30 channels on air at one time.  Not bad for free if you aren't that into TV.

ksand24, wow, that is only slightly more than what we're paying for just phone with Virgin.  Granted, we have some sort of international package that lets us call the States for a few pence a minute, but we'll definitely have to look into that package when we move.

ETA: Your gas and electric can vary widely, but when I was researching about average rates, a couple usually pays about £25-30 for electric per month if it's not used for heat.  Gas is going to depend upon how well your house is insulated, size of home, windows, habits, etc.  

If you're on billing, then usually it's quarterly (but make sure you ask for paper bills if you want to use them for proof of address/ILR.  It might cost a pound or two).  Some rented flats are on key meters.  Usually this is only if someone has not paid the bill, but I've seen flats advertised as having them.  This is where you put money on a card at a paypoint and it gives you credits.  I think it's a total rip-off, but the energy companies claim they give the same rates.  My inlaws had them when we moved in, and we were thankfully able to switch our electric bill to normal billing.  My BiL still has the key meter for gas, which is always great when you're in the shower and it runs out.
« Last Edit: June 19, 2009, 12:56:58 PM by Legs Akimbo »


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Re: renters' budget questions
« Reply #3 on: June 25, 2009, 03:01:37 AM »
thanks guys for all the info. this should be very helpful.

i totally know what you mean about the shower running out. the only time our card meter electricity went out in edinburgh is when i was in the shower or all the housemates were getting up at 6am. pitch black, not fun. :p
Status: Non-European family member of EEA national. Living in UK with husband.
Husband's status: Polish citizen exercising treaty rights in UK.

EEA JOURNEY
22/07/09 Husband returns to UK and commences work on WRS

30/08/09 EEA FP app submitted online
02/09/09 Biometrics
16/09/09 EEA FP app expedited to British Consulate in LA
16/09/09 EEA FP entry clearance issued!

22/03/10 FMRS app submitted
08/06/10 FMRS issued!
20/09/10 FMRS received in post :/


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