Definitive answer - yes, include them. It was not a breach of any immigration rules to open a bank acount or apply for a provisional licence, so it won't get you into any trouble. What it will do is prove that you were living at the same address as your husband while you were in the UK, and therefore be added evidence of genuine relationship.
I would agee with Lisa Power about going onto the UK Resident forum. They have a wider pool of people who have been in exactly your situation, and you will be able to see many examples there of people who have overstayed, been honest in their applications, and have had successful applications. While there are a few people on this board who have done this, they are keeping quiet or have left the board after being granted status.
Vicky