I am sure hoping that someone can help me out or point me in the right direction. I have been looking into cost of utilities and hidden expenses can any one tell me what average bills are gas, electric, telephone, car insurance are there any other costs to expect that we don't have here in America. Are there any additional goverment taxes to pay yearly other than income and property taxes.
Thanks
Cad
Council tax (property tax) is payable whether you buy or rent. Big surprise for us -- added about 1100 pounds a year to our rent. You have to pay car tax each year, I think mine was about 166 pounds for the year. If one of you has a company car, you have to pay tax on that benefit, as it's considered a kind of income.
I am still not sure what average utility costs are. I've got our electricity at 35 pounds a month; telephone is about 20 per month (long distance to the States with One.Tel is about 15 pounds a month extra); natural gas I think will end up being about 30-40 pounds a month once I get a payment plan sorted; I've been told water is about 20 pounds a month (still have to get that sorted); petrol for me is about 40 pounds a month, but I only drive for the school run and just a bit around to do shopping, errands, etc. Bret has a petrol card from work, and I think he said he fills up about once a week, 45 pounds a time! He does drive quite a bit for work, though. My car insurance is 80 pounds a month, but I think that's because of my car (a more sporty car); contents insurance for our home and belongings (we rent) is 35 pounds a month.
Of course, all the above depends on where you live, what kind of lifestyle you have (one car, two car, no car), etc. We've been here 4 months and I'm still getting the details sorted out, and working out a budget. One thing that has thrown me for a bit of a loop is that utilities are usually billed quarterly rather than monthly. You can set up monthly Direct Debit with most companies, I believe, which helps with budgeting and sometime knocks a few pounds off the bill.
HTH,
Stephanie