Thanks for the replies. Yeah, Tier 1 General would be completely impossible for me. This past year is the only year I haven't been a student (I'm 25 and took some extra time doing undergrad), and I've been working at a book shop to tide me over until I started school again. So that means no real savings and certainly nothing to write home about as far as previous earnings go.
I can understand not counting the time as a student and had already accepted this to be a null year. It's just a bit of a let down about the Post-Study Work visa. It just seems like, why work and contribute for 2 years to get to another headache and wallet-ache over another visa application that is essentially the same thing you've been on, only now it would count?
Oh well, it's the nature of the beast, isn't it?