You can often get quite decent furniture free on Freecycle, or quite cheaply on Gumtree, but the downside is you often have to pick these up yourself unless you can work out with the giver/seller to bring it to you. If you really want new stuff, January is the sale month, so lots of stuff will be on sale at that time. We've been in unfurnished flats our last 2 moves, and we hired a transit van for less than £100 for a weekend. Not including our bed, which we already had from IKEA for £100 + £90 for the mattress, we kitted out our current flat for about £400, which included a corner leather couch, a 4 seater table and chairs, 2 chests of drawers and a wardrobe, all thanks to Gumtree. In our previous flat we had a futon obtained free on Freecycle. Another thing I did when we first moved into an unfurnished flat was I sent an e-mail around my department (I work at a uni and was a Ph.D. student at the time) asking if anyone had spare furniture they wanted to give away or sell cheaply. I ended up with a free wardrobe, coffee table, chest of drawers, linen trunk, set of pots and pans, and some other kitchen bits, plus we got a nearly 3 piece living room suite for I think £200 (we took that one because it was nicest, but we were also offered quite usable sofas for as little as £10), a cordless phone for £10 and a table for £10. As for things like dishes and silverware, charity shops are brilliant for that sort of thing, as long as you don't mind a bit of mismatching!