There's absolutely no place to put in a card or coins, and the estate agent didn't mention anything about that. He just said not to touch the little buttons with red dots on them, which I"ve been very dutiful about
It seems to be an electric heater. I saw some lines running out of the heater and straight into where some of the on/off switches are (they're both on). There's no evidence of a gas line anywhere in the apartment (electric stove, electric oven, etc.).
I did find some kind of little knobs on the same panel the fuse box is on. I'm guessing that it's somehow related to the water heater. There was a day setting (which was set at +4), and a night setting (also at +4). The +4 seems to be the highest the knob will go. The day setting has a green light lit up, and the night setting has a red light lit up. The max temp is set at 40c.