Oz156
I think many of us are a little confused--as far as I know, just taking out a loan will NOT qualify you for the ILR, you need to show that you can and have been supporting yourself without recourse to public funds. Also, are you sure you will qualify for this loan? Or is it a personal one from your parents?
I think the issue here is that we are unsure what to say to you because we're not sure how you were supporting yourself before. Did your husband make enough to support you or have your parents always helped? What are your plans for supporting yourself if neither of you are working (do your parents give you an allowance?)?