Cascode, was that for a heart problem? The single biggest mistake my husband and I made when we got married was my not signing on to his private insurance (it just never seemed it would be necessary). Now I have a degenerative bone disease, a railroad track of metalwork in my arm and elbow, and am at the mercy of the NHS (actually, we're saving to blow most of a year's income on a private hip operation). But I still have to say that it's better to have free healthcare, long wait or not, than to go without unless you have health insurance, as it is in the States.