It's a totally sucky situation.
I think it's ultimately the friend's responsibility to replace the camera, regardless, IMO. If she accepted borrowing it, the implication is that until it's in your hands, she must bear responsibility for it. What if the milkman returns it and it is bad condition or doesn't return it? What about a payment schedule in writing, if she can't afford to replace it, if she has to. And she needs to buy either a cheap disposable camera next time or use the one on her phone!
I agree with this, though!:
Maybe he was confused as to why it was there & wasn't sure what to do?
I just wouldn't loan her anything anymore.
If she can't be responsible with her own stuff, why would she be with someone else's things.
Hope it works out OK for you, at any rate!
