Fergie has always had the reputation of being, well, a bit "common", or (depending on your point of view) refreshingly informal. I blame the Queen for letting things get to this state. The poor woman needs money; 15 grand is nothing these days - that settlement level was asking for trouble, and now as James Whitaker says in the Guardian, the Windsors have got it. They decided to punish her for the behaviour which led to the divorce (the toe-sucking adultery scandal, plus other sordid stuff).