First time I've heard of someone not having a boiler! I'm interested in finding out about the far infrared heating panel. I'm going to Google.
How are the electricity cost compared to what you paid when you had the boiler?
I can't compare, because we had oil at the old house and the house was so drafty we only turned on the water heater for about a half-hour before we wanted to shower, and we used the heat for an hour or two in the evening. Our last winter there was so mild (and I was so cheap, and acclimated to the UK climate by then) that we barely used any oil. Earlier winters, we used £500 over one winter.
Googling the far-infrared heaters was a bit like reading too-good-to-be-true "scientific" claims. They have very bad marketing. But now that we bought one on eBay to try it out, we're really impressed by the technology. They're really thin (about an inch thick) and can be flush mounted to the wall or ceiling. Ours isn't on a thermostat, but they can work with one so once it's powered you just set a temperature and it'll come on and off just like any thermostat-controlled heat. And the heat is like sitting in a sun beam, but without the light. It's just a gentle basking kind of warmth. No fan blowing air and dust around, no noise. And it's not as hot to the touch as a radiator.
https://en.wikipedia.org/wiki/Infrared_heater#Far-infraredThis is the brand we have:
https://www.herschel-infrared.co.uk/ We bought ours as a shop display one on a steep discount, and we're still a long way away from being ready to put in permanent heating, but our plan is to have one mounted to the bedroom ceiling, and two panels on the ceiling of the lounge/dining room. I'm not sure about the kitchen... it's a small space, and we'll be cooking in there. Plus, it's open to the lounge/dining area, so if we keep the house a nice ambient temperature, the kitchen shouldn't be able to get too cold. We're also going to have a wood-burning stove in the fireplace, for aesthetics, and in case of power disruption, since our heating will be electric. Right now, if we lose electricity, we're pretty much screwed.