Travel Health Insurance, Suggestions?

I need to buy travel insurance for my trip back to the US.  I've gotten a couple of quotes from STA and Tesco, but TBH I don't really know the difference between any of them other than price.  I don't really like feeding the Tesco monster, either.  I just can't really get my head around all of it.

Does anyone have any suggestions for a company?  I'm looking for cheap.  £40 would probably be the most I would be willing to pay.  I don't have any pre-existing conditions or anything like that.  I did have asthma when I was a kid but I haven't needed an inhaler for anything in almost 10 years, so I'm not going to bother declaring it (it seems like most wouldn't cover it anyway?).

Anyway,  halp! 

Does you bank offer it? We have ours thru Lloyds (ours is included b/c of the type of account we have) but it cant hurt to check them out.

Also check here http://www.moneysupermarket.com/travel-insurance/

I don't know it this helps, but we have had a family yearly policy with Direct Line for years, and made many many many claims and they have always treated us really well, helped us out, and paid our claims really quickly, no questions asked.  And travelling with two kids, well, there is always a trip to the doctor or two!!!

Does anyone have any suggestions for a company?  I'm looking for cheap.  £40 would probably be the most I would be willing to pay.  I don't have any pre-existing conditions or anything like that.  I did have asthma when I was a kid but I haven't needed an inhaler for anything in almost 10 years, so I'm not going to bother declaring it (it seems like most wouldn't cover it anyway?).

I usually use either Boots, Endsleigh or STA for my travel insurance.

I just spent 2 weeks in the US last month and paid about £43 for my travel insurance with Boots (at the moment you can get 10% off if you book online - my insurance should have been about £48 before the 10% discount).

The most important thing I look for in travel insurance to the US is enough medical cover, just in case - I got the Silver policy with Boots, which covers up to £10 million in medical expenses.

Mine was £25 with Columbia Direct and it covered up to £5million for emergency medical expenses.

I do have a pre-existing condition and I was able to get annual cover for me and DF in Europe with Columbus Direct for about £65. I imagine single-trip without medical conditions would be cheaper, even adding the US.

Virgin Travel was pretty cheap for a year long policy, especially without any 'diagnosed' pre-existing condition at that time

American Express - also pretty decent priced and they actually covered my pre-existing autoimmune condition which no one else likes to do

Thanks everyone!  I feel much less overwhelmed now.  Now off to have a gander at all these suggestions! 

I do have a pre-existing condition and I was able to get annual cover for me and DF in Europe with Columbus Direct for about £65. I imagine single-trip without medical conditions would be cheaper, even adding the US.

I second Columbus Direct if you've got a pre-existing condition - their online questionnaire is REALLY good, and tailored to your specific illness. I got my travel insurance for them for our 2 week trip to the US last year and it cost me £50, and the next nearest quote was over £200 and they made me ring up to speak to some clueless phone jockey which was pretty humiliating. So yeah, Columbus were great, even if you have a pretty serious illness.

I second Columbus Direct if you've got a pre-existing condition - their online questionnaire is REALLY good, and tailored to your specific illness. I got my travel insurance for them for our 2 week trip to the US last year and it cost me £50, and the next nearest quote was over £200 and they made me ring up to speak to some clueless phone jockey which was pretty humiliating. So yeah, Columbus were great, even if you have a pretty serious illness.

I also highly recommend Columbus Direct for pre-existing condition coverage. We went ahead and bought a year-long family plan with them because of this!

Mine was £25 with Columbia Direct and it covered up to £5million for emergency medical expenses.

I meant to say Columbus Direct, not Columbia. Sorry. So, yes, another vote for Columbus!