For the last 2 moves, we didn't bother with insurance at all. For the typical policy, so much is NOT covered that it really isn't worth it IMHO.
We've packed for so many trans-Atlantic moves that we are confident than we can do it much better than packers coming in a day ahead, special boxes etc notwithstanding. The real key is how the container is loaded. We always had a plan for what goes where, and built a bulkhead midway to stabilize the load. We've never lost anything to a bad pack, but again, that comes with experience.