Author Topic: Will I get Visa without good credit?  (Read 10535 times)

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Offline Guidomuse

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Will I get Visa without good credit?
« on: April 03, 2013, 03:31:08 PM »
Im new to the forum and am not computer literate so please be kind. If my fiance in the uk has a great job and great credit and I do not will I still get the spousal visa to live in the uk with him so we can marry? Thank you.

Offline TravelingFrog

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Will I get Visa without good credit?
« Reply #1 on: April 03, 2013, 03:34:38 PM »
Im new to the forum and am not computer literate so please be kind. If my fiance in the uk has a great job and great credit and I do not will I still get the spousal visa to live in the uk with him soe can marry? Thank you.

They will look at the UK citizen's income if you are meeting the financial requirement with income alone.

If you are meeting the financial requirement with savings (alone or in addition to the UK citizen's income), the US citizen's savings can be included, but they don't have to be.  :)

The credit won't matter.

edit- Probably better to post questions like this in the Visa & Immigration section so more people see it and can help you in the future.  :) 

http://talk.uk-yankee.com/index.php?board=17.0
« Last Edit: April 03, 2013, 03:37:19 PM by TravelingFrog »
July 2012 - Fiancée Visa | Nov 2012 - Married
Dec 2012 - FLR | Nov 2014 - ILR | Dec 2015 - UK Citizen

Offline Fireheart223

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Re: Will I get Visa without good credit?
« Reply #2 on: April 24, 2013, 07:48:25 AM »
I don't think they check your credit in the US, although they might do for your UK partner. I think it's just your partner's income they look at, plus what savings you have. I didn't have good credit in the US, so I'm sure if that was an issue they would have made it an issue for me. Best of luck to you with your plans!
Fiancee visa approved 17 Dec. 2010
Arrived in UK 23 Dec. 2010
Married 26 April 2011
FLR(M) application posted 17 May 2011
Received Biometrics letter 28 May 2011
Biometrics done 8 June 2011
Biometrics Residence permit received 23 June 2011
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Biometrics done 28 June 2013
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Offline jackzlukasik

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Re: Will I get Visa without good credit?
« Reply #3 on: May 19, 2013, 05:16:35 PM »
I didn't have any credit in the UK until just recently and have lived in the UK on 3 different visas, applying for ILR in just a few months. If you are getting the marriage visa, your spouse will need to have a certain amount left per month after bills but to my knowledge they didn't check our credit.
Student Visa- August 2009
Studied- September 2009-August 2010
Engaged- March 2010
Post-Study Work Visa- January 2011
Married in US- June 2011
Spouse Visa- September 2011
ILR (Solihull PEO)- 2nd September 2013
Apply for Citizenship (Oxford NCS)- 9th October 2013
Became a citizen- 20th January 2014!

Offline Tex65

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Re: Will I get Visa without good credit?
« Reply #4 on: May 23, 2013, 02:43:35 AM »
I've looked this up myself, being as I have two exes here in the U.S. that totally destroyed my credit. From what I've read on two different financial advisers websites, your U.S. credit won't matter much going to the U.K., nor vice versa anyway, as the credit systems are structured much differently, and as of the moment there is no easy way to link between them, good or bad. I'm only paraphrasing what I read there.

Cheers
Just waiting on our day to come

Offline george_3

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Re: Will I get Visa without good credit?
« Reply #5 on: December 17, 2013, 05:15:38 AM »
 :)

Offline Miki_moo

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Re: Will I get Visa without good credit?
« Reply #6 on: January 24, 2014, 10:31:45 AM »
Sorry for jumping in on your feed, but I have a similar question.

I'm in the UK, a UK citizen, but my fiance is from the US. On income alone, I earn more than enough, however my credit is rubbish and my outgoings at the moment are to clear my debts.

Will that affect his application?

good luck
x

Offline Shandy

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Re: Will I get Visa without good credit?
« Reply #7 on: January 24, 2014, 12:03:35 PM »
Sorry for jumping in on your feed, but I have a similar question.

I'm in the UK, a UK citizen, but my fiance is from the US. On income alone, I earn more than enough, however my credit is rubbish and my outgoings at the moment are to clear my debts.

Will that affect his application?

good luck
x

As long as you meet the earnings requirement £18,600 or whatever it is) you're fine financially.  They don't look any further into it than that.

Offline Tarynf

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Re: Will I get Visa without good credit?
« Reply #8 on: April 02, 2014, 10:17:39 PM »
They will mainly be looking at your partner's income, meaning they want to know that your partner will be able to sponsor you both comfortably. They did not check my UK husband's credit at all nor did they require any documents about this. They also did not ask for my credit information. So long as your partner meets the salary requirements or has the savings required, you will be fine.

Offline Khriz

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Mexican visiting the UK
« Reply #9 on: January 25, 2017, 08:16:21 PM »
Hi, my friend is planning to visit the uk for the second time. Is there any problems coming to the uk twice on a tourism visa??

Offline KFdancer

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Re: Mexican visiting the UK
« Reply #10 on: January 26, 2017, 01:27:32 PM »
Hi, my friend is planning to visit the uk for the second time. Is there any problems coming to the uk twice on a tourism visa??

All depends how long the first visit was for and how long they have been out of the UK for.  And also he/she *may* be required to prove strong ties back to the US to prove they will leave when they say they will.

Offline Khriz

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Re: Will I get Visa without good credit?
« Reply #11 on: January 26, 2017, 03:57:02 PM »
Well is going to be 6 months since she first came.

Offline KFdancer

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Re: Will I get Visa without good credit?
« Reply #12 on: January 26, 2017, 04:06:55 PM »
Well is going to be 6 months since she first came.

How long did she stay during that visit and how long is to hoping to stay this time?

Does she have a return ticket?  A job to return to in the US?  Proof of a home she is maintaining while in the US during her visit to the UK?  Sufficient bank balance to fund the trip?  These are the questions the immigration officer will be asking to determine if she is a genuine visitor or not.  For most people, this is not a problem.   :)

Offline Khriz

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Re: Will I get Visa without good credit?
« Reply #13 on: January 26, 2017, 04:20:13 PM »
She only stay for 5 days
Now she is planning to stay for 2 weeks
Yes she is on her final year at uni which starts in may

She lives in mexico no US

Offline KFdancer

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Re: Will I get Visa without good credit?
« Reply #14 on: January 26, 2017, 04:24:02 PM »
I have no idea what the expectations might be for Mexicans vs Americans.  But I wouldn't think a short visit would draw much attention at all.

She may want to have some paperwork from her university and proof of funds, but unlikely to need it.