International Banks

That is good to know since I will have to keep my US account open until I become a British citizen then I can close it down. 

I will still have money coming in until I am married then I will be able to close everything out over here in the US.  That is why.

Unless I am picking you up wrong, it looks like you might be confusing getting married to a UK citizen with becoming a UK citizen.  Just want to make sure you realise that you don't automatically naturalise just by marrying a British guy.

Yes, I know that.  I am just researching and preparing myself.   

Oh right, sorry.
The way you worded it made me think you were confusing them.  Carry on! 

  That is ok.. Maybe I am writing in British English at times.  Maybe that is why people can't understand me. lol.  I pick that up sometimes from my fiance who is very British. lol.

I have money going into an account stateside every month. If you transfer money here you will lose a large chunk of it to fees and exchange rates! If you can just leave it there it's better. Then just bring the cash back when you go back for a visit.

I use USAA and I can get it wired to my UK bank, but have to put up with the charges. I can admin the account on line without any troubles.

What is USAA?? Never heard of them.  Are they a big international bank??

That is ok.. Maybe I am writing in British English at times.  Maybe that is why people can't understand me. lol.  I pick that up sometimes from my fiance who is very British. lol.

Are you being serious? 

That is ok.. Maybe I am writing in British English at times.  Maybe that is why people can't understand me. lol.  I pick that up sometimes from my fiance who is very British. lol.

Lol?
Given that I have lived in the UK for 27 years, I highly doubt that's the reason. 
It's more likely because in 2 seperate posts you said you would close your US accounts when you become a British citizen (many years in the future) and then said you would close your US accounts when you get married (presumably months into the future, rather than years).

Just a quick note to say it's foolish to close a US account.  Make sure you have one that doesn't charge you to keep it open, but you'll likely want US accounts, even if you don't have money coming in. I use mine all the time--paying student loans in the US, buying things now and again from US websites that don't ever seem to work with my UK details well, when I travel back home, or when my family wants to give me money for Christmas or birthdays.  They always get overwhelmed by the process of figuring out money orders and such, but they can easily deposit it in my US account and then I just use it to buy things from home or withdraw the money using my US debit card here in an ATM (if it isn't a large amount, in which case, I'd find a more appropriate way of transferring money).

Someday you may end up wanting a US account, and it is VERY difficult to set one up from the UK, so if you have one now, keep it up.

Just a quick note to say it's foolish to close a US account.  Make sure you have one that doesn't charge you to keep it open, but you'll likely want US accounts, even if you don't have money coming in. I use mine all the time--paying student loans in the US, buying things now and again from US websites that don't ever seem to work with my UK details well, when I travel back home, or when my family wants to give me money for Christmas or birthdays.  They always get overwhelmed by the process of figuring out money orders and such, but they can easily deposit it in my US account and then I just use it to buy things from home or withdraw the money using my US debit card here in an ATM (if it isn't a large amount, in which case, I'd find a more appropriate way of transferring money).

Someday you may end up wanting a US account, and it is VERY difficult to set one up from the UK, so if you have one now, keep it up.

Thank you! That is a good idea! So, are you a UK citizen now?? I thought it would be impossible to keep a US account open once I am a UK citizen??

Thank you! That is a good idea! So, are you a UK citizen now?? I thought it would be impossible to keep a US account open once I am a UK citizen??

Becca my husband is a dual citizen UK by birth and US from marriage.  He has bank accounts in both countries.  So unless you are planning on renouncing your US citizenship (which i honestly believe is the WRONG thing to do) you should be fine.  We don't plan on moving back to the US after we go over to the UK, but I still want my US passport for when I go and visit my family.  I don't want any hassle of being denied entry.  Plus I want my future children to have US and UK citizenship.

I currently have two US accounts (and a few UK ones).  I have an ING (now Capital1) account because it is so easy to manage, and I can use it to pay my student loans and to buy gifts for my parents. I also have a Bank of America account that is linked to a credit card I've had for over 10 years, just is case we ever decide to go back to the US (not at all likely).  It's no trouble. Neither account has any fees associated with it.

Now, I moved over 5 years ago, so it wasn't as tough, I think to open up accounts, but I got one at my local HSBC without too much hassle (I needed some id and a water bill? I think). I was lucky because my husband keeps all of his accounts there, including one for his business, so they already knew him? Although he wasn't on any of my accounts. We've actually kept our accounts very, very separate to make filing my US taxes less of a pain.

Thank you! That is a good idea! So, are you a UK citizen now?? I thought it would be impossible to keep a US account open once I am a UK citizen??

Us banks won't care that you have a second citizenship.

Yes, I am beginning to see that now. I might keep my US account open just for business purposes too.  I just wondered how much would it cost to have dual citizenship??

Yes, I am beginning to see that now. I might keep my US account open just for business purposes too.  I just wondered how much would it cost to have dual citizenship??

The cost is just going to be the cost your marriage Visa (851 pounds) + Your FLR (578 pounds) + your ILR (1051 pounds) + naturalization (655 pounds) So a total of 3135 pounds.  Then of course the cost of the passport.  But other than that they don't charge you to be a dual citizen....just the process of becoming one.