Will filing US taxes bring old debts to the UK? Who can access those records now?

I'm at the age now where I am no longer ashamed to admit I have defaulted on a credit card or two back in the day.
I think there might be a few creditors who wish they knew my current address when I would prefer to leave the financial mistakes in the past (and incidentally in the US). Also, my college loan repayments are a little behind.

I am not talking about serious amounts here, judge not lest ye be judged - after all these ARE credit card companies preying on innocent young college kids with no beer money, but I am trying to start again and establish credit here with my husband.

What I am concerned about is filing with the IRS and making my new whereabouts available to creditors in the US. is there anything they can do to affect my credit in the UK? Will I start getting letters pertaining to the MBNA account I left outstanding in 2002 or the college loan deferments my mother has been handling and helping me sort out since I left?

I joined Experian here to determine my credit score and get a note on the electoral roll to say I am on a spousal visa and this not eligible to be on the roll. So far I have heard nothing back.

Will filing US taxes in the UK with my UK address connect my UK self with my US history?

Thanks!
Mrs. Randall

If the debts are past the statute of limitations (SOL), the credit-card companies are out of luck.  Even within the SOL, it would probably have to be a very large debt to warrant international pursuit.  After the SOL expires, a creditor can pursue, but it's pretty toothless.  If the debt is time-barred (after the SOL expires), they shouldn't be going after you at all.  Some will, but there are things you can do to make it stop.

 

Thanks for that. The student loans are the big one as for the moment I went from earning a considerable amount as a single professional to being a part time employee at a handbag shop and housewife. Some of them are government (salliemae I hate you) and some are personal loans which have been on and off deferment for some time.

I'd almost rather establish credit here and take my chances with Uncle Sam than file my returns and bring along the history I left behind.

Any and other experience in this area greatly appreciated.

Mrs. Randall