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Topic: Travel Insurance  (Read 1155 times)

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Travel Insurance
« on: May 11, 2015, 08:18:27 AM »
Hello. I have been in the UK on my spousal visa for almost 4 months now. My husband and I are taking a belated honeymoon in July to Cyprus and I was wondering if someone could help me in regards to travel insurance. While I know that I am eligible for treatment on the NHS, I do not know if that extends abroad. I'm assuming it does not and I want to get travel insurance. Since I have taken up permanent residence here in the UK, am I eligible to purchase travel insurance through UK companies? Or do I have to buy it through American companies? Would anyone happen to know?
Also - I am very confused how the NHS works abroad. My husband says that the NHS covers him anywhere in Europe, but I do not understand how that works. Would it be smart to get him medical travel insurance as well?
Engaged: June 2014
Married: July 30 2014
Visa Application Received in UK: Nov. 27 2014
Visa granted: Dec 12 2014
Moves to UK: Jan 30th 2015


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Re: Travel Insurance
« Reply #1 on: May 11, 2015, 08:41:54 AM »
You need an EHIC card (free) and travel insurance, which you can purchase in the UK, as a UK resident. Any costs from using your EHIC card now have to come out of travel insurance, if you have appropriate cover, due to changes last year.

https://www.gov.uk/european-health-insurance-card

http://www.nhs.uk/NHSEngland/Healthcareabroad/EHIC/Pages/EHICchanges.aspx

http://www.nhs.uk/NHSEngland/Healthcareabroad/countryguide/Pages/healthcareinCyprus.aspx

For travel cover, contact an insurance broker:

http://www.biba.org.uk/

https://www.gov.uk/foreign-travel-insurance

Happy honeymooning!  :)


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