Hi,
The personal finance software market in the UK isn't as well served with products as it could be. The 'general' view of most of the population isn't one of financial prudence and monitoring. This was/is highlighted by the fact that both Microsoft and Intuit pulled their UK versions of Money and Quicken respectively. I used to work for Intuit and covered the Quicken program from the aspect of Support, QA & Testing and Product Development. Within a year of Intuit pulling out of the UK market for Quicken, Microsoft followed suit - there's just not enough user's out there wanting/wishing to look after their finances. There's a few online solutions like Moneydance etc, but a lot of Money/Quicken users have tried them but not really liked them in terms of versatility and having their financial data online. The security aspects have indeed improved over the years and are very secure, but the mindset of all your personal information along with your exact financial interests/outcomes/tracking all being online puts many people off.
The last UK version of Quicken I still provide full support and consulting for as it still can be an extremely useful product today. Some of the online features have gone like share/stocks prices updating but, there are workarounds for that if needed. Drop me a PM if you like and I can help you out more as it does include an excellent budgeting feature along with setting a goal/target for you to work towards as well. I seem to recall both these features don't appear in Microsoft Money (but I might be wrong) You can download and import data from credit card and/or current accounts, depending if you financial provider/bank etc still provide data exports that way. From what you describe so far, you could use Quicken to do what you've mentioned.
Do take a look around other online personal finance solutions, I haven't looked at them for a couple of years now and nothing 'ground breakingly fantastic' has been announced in the sector that I can remember.
Cheers, DtM! West London & Slough UK!
