travel insurance?

Hi yall,
I'm looking at an annual multi-trip travel insurance plan to cover a trip back to the US at the holidays and a few EU trips. In the past we used cover from Lloyd's Bank and Post Office (we had a few hospital trips with our son while he fought respiratory infections) and I was happy to pay extra to be sure we'd get cover if something should happen. (And it did, Lloyd's Bank insurance is great if you need it, by the way). But now that he's totally healthy, I'm wondering if I should just get a cheaper insurance. I looked at MoneySupermarket and got some cheap quotes but they're from companies I have never heard of and I'm wondering if they're to be trusted. Especially since, while I'm not pregnant now, I hope to be in the next year and I don't want a policy that will drop me because I got pregnant.

Does anyone have any advice on this? The companies that show up are Travel Insurance 4 Medical, Medisafe, Travel Time, etc.

Personally, I would go with a company that is well-known and that you know has a good reputation.

I usually buy my travel insurance through either Boots or Endsleigh, though sometimes STA Travel have good deals too.

I would check through what the ones you have found offer and see if they cover what you need - I think the main thing is whether they have enough medical coverage, especially for the US (I would go with a minimum of £5 million medical coverage, preferably £10 million).

I just did the same search using Compare the Market. I got a great deal on Cigna's Standard Plus plan. The baggage and cancellation coverage isn't huge, but it has unlimited medical coverage. I know Cigna from the US and my husband works in insurance here and said they are well regarded in the UK industry.