I can't remember where I read it, but I know someone on here talked about converting their US American Express card to a UK American Express. I'm reading a little about it on their website (
www.americanexpress.com/global-card-transfers) but the guy on the phone was not particularly helpful beyond giving me this web address, so I'm hoping members who've gone through this conversion can help, especially since other people mentioned how hard it is to secure credit in the UK.
Questions:
- did you end up getting rid of all your US credit cards when you got UK credit cards? I kind of want to keep mine open and take care of my US credit even while I'm gone in case I ever come back.
- would doing a transfer like this help me build up UK credit faster?
- will it be hard to do a transfer like this? as in, can I be refused since I'm moving and obviously don't have a job or anything yet? (The website says I only need my US AmEx #, a UK address & UK phone number...)
I'm concerned that if I change the card, they'll reassess my limits and give me like a super small amount. I don't want to be punished for changing my card over...
Are there any other tips?