Adding to my reply above - I just had a quick look through your previous posts and I notice that you mentioned you were applying for a spousal visa, but in recent posts, you call your sponsor your boyfriend - if you are not married yet, then you don't qualify for a spousal visa.
If you are planning to marry in the UK in the next 6 months, then you would have applied for a fiancé visa, but that has no IHS charge (and you mention paying for the IHS charge)
If you aren't married and aren't planning to marry, then you must have legally lived together in the same country for at least 2 years in order to qualify for an Unmarried Partner visa.
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