Bank Statements and Security Clearance

You can only include cash savings in excess of £16,000 to go towards the amount in salary he's deficient--and you need 2.5 times the amount you're under the requirement. In this case you would need £27,500 (£16000+(£18,600-£14,000)*2.5). (I think--my math might be off).

Unfortunately, I don't think right now you'll qualify unless you've got that or your sponsor's employment changes.

You mention you were in grad school--could you maybe go on to your PhD in the UK, or some other way access a study visa?

You can only include cash savings in excess of £16,000 to go towards the amount in salary he's deficient--and you need 2.5 times the amount you're under the requirement. In this case you would need £27,500 (£16000+(£18,600-£14,000)*2.5). (I think--my math might be off).

Unfortunately, I don't think right now you'll qualify unless you've got that or your sponsor's employment changes.

You mention you were in grad school--could you maybe go on to your PhD in the UK, or some other way access a study visa?

How would I do that? Apply at Universities in the UK or a the University here?

Universities in the UK, as they would sponsor you. Unless your university has an exchange program.

Universities in the UK, as they would sponsor you. Unless your university has an exchange program.

Do you know if there are special requirements for courses I have to take? I was just reading up on Student Visas and it made a mention about taking a English course?

Universities in the UK, as they would sponsor you. Unless your university has an exchange program.

I forgot to mention my Masters here is in Special Education.

Well, you could look into programs in special education in British universities to start.

I thought I read somewhere earlier today I could include any cash I have to meet the income requirement? This is was on the UK.gov site

Savings can not be combined with self employment income. Self employment is the hardest category by far.

Would he be prepared to look for a regular job earning the requirement? If he worked at that for 6 months then you could apply.

Well, you could look into programs in special education in British universities to start.

Thank you I will

Savings can not be combined with self employment income. Self employment is the hardest category by far.

Would he be prepared to look for a regular job earning the requirement? If he worked at that for 6 months then you could apply.

I am sure he will after hearing this. He is shooting right now and I have been texting him all the information I have received thus far. Once I am out there to visit in a few weeks we can discuss it more.

I'll write a lot more in the morning.  Colin means well, but this isn't a circumstance he's familiar with yet. 

I'll write what you need first thing in the morning, with what you need.  Then we can see if he qualifies to sponsor you.   . I'm sure he does.

I'll write a lot more in the morning.  Colin means well, but this isn't a circumstance he's familiar with yet. 

I'll write what you need first thing in the morning, with what you need.  Then we can see if he qualifies to sponsor you.   . I'm sure he does.

Thank you so much. I am sitting here in tears thinking this is impossible to do either way. I am very discouraged at the moment and even more overwhelmed. Maybe I need to lay this to rest for the night and get some sleep as I have been researching since 5am this morning and all day.

Thank you everyone for all your help today. I am a quite overwhelmed and discouraged at the moment. I am heading to bed and will continue tomorrow. You have given me alot of valuable information. THANK YOU!!!

Okay, what were his earnings for these periods?

April 6, 2014 to April 5, 2015 = £xx,xxx
April 6, 2015 to April 5, 2016 = £xx,xxx
April 6, 2016 to date = £xx,xxx

To find his earnings, you need to look at his annual self-assessments that he files with HMRC.  You will find his GROSS income, then you will find his allowed deductions (business costs that he doesn't pay tax on).  His gross income - his allowed deductions will give his total taxable income.  These are the figures I need you to provide in the three categories above.  We are trying to find out what his taxable income was for each of those periods.

We'll get there!   

Okay, what were his earnings for these periods?

April 6, 2014 to April 5, 2015 = £xx,xxx
April 6, 2015 to April 5, 2016 = £xx,xxx
April 6, 2016 to date = £xx,xxx

To find his earnings, you need to look at his annual self-assessments that he files with HMRC.  You will find his GROSS income, then you will find his allowed deductions (business costs that he doesn't pay tax on).  His gross income - his allowed deductions will give his total taxable income.  These are the figures I need you to provide in the three categories above.  We are trying to find out what his taxable income was for each of those periods.

We'll get there!   

I will find the answers to these sometime today. Are these the years he will be asked to show?

He can choose to show either the last financial year (which right now is 2015-2016 or he could wait until he has 2016-2017).  Or he could use the average of the last two years (which could be either 2014-2016 or he could wait and use 2015-2017).  In other words, several options to be able to get him over the threshold.