I don't remember if they wrote 'used deception' or it was just the general tone but I don't remember anything specific about issuing a ban that's why it's been haunting me for 12 years not knowing if I was on some secret blacklist deep in the British archives or not.
If there was nothing specific about a ban, then you weren't given a ban. You would definitely know if you had been and probably wouldn't have even been allowed to transit through the UK.
I'm not even sure if I still have the paperwork from everything because it's been so long and I've moved so many times. I might have shredded them thinking my chances were long gone or they might be in my attic or my mother's garage or somewhere else. Can I request copies from the consulate? Is that even a good idea?
I'm not sure if you can get copies, to be honest.
I think you would just have to explain in the application form that you no longer have the paperwork. In that case, UKVI will need to look up the paperwork themselves... which means it may add a couple of weeks to the processing time while they get hold of it.
Would I be better off going to the Premium Visa Application center here in Houston where I live?
No, I wouldn't attempt it, especially if you don't have the refusal paperwork - the premium centres can only process straightforward applications with no previous refusals and no complicated circumstances... because it's a fast-track service.
Due to all your refusals, they won't be able to make a fast decision and so you're only feasible option would be to apply by mail to NYC.
Is having someone else prepare my paperwork likely to help me anymore than last time?
Personally, I would do it yourself, since that way you will know exactly what is being submitted and you won't be putting your application in someone else's hands.
We can help you work out what paperwork you need, and answer any questions you have for free.
Otherwise, you could contact an immigration lawyer, but we only recommend two lawyers here on the forum, as they specialise in US to UK visa applications... but they are expensive (i.e. several hundred pounds): Laura Devine in London and NYC, or Medivisas in London.
I thought I had a pretty good visa agent back then, but of course he was American and the system was changing.
Personally, I don't trust visa agents or most lawyers - hardly any of them actually know what they are talking about and several people here on the forum have been given very bad advice from them, which would have (or did) resulted in a visa refusal.
A visitor visa is a straightforward application, and the documents you need are very clear. You just have to make sure you send them all to show you meet all the requirements.
I really do want to go back to the UK and take my kids when they're old enough to appreciate it, this is just like me dipping my toe in the water before taking the plunge if you will... I never really had anything like this back when everything went to hell in a handbasket
Okay, if you're hoping to visit in the future as well as taking this trip, then the visitor visa really is the best way to go. If you are able to get this one, you should be able to get other visas more easily in the future.
Just don't rush it, don't panic... just take it slowly, ask any questions you need to, and we can help you put together the best application you can.
You can't apply until 3 months before you want to travel to the UK anyway, so if the trip is next year, you have plenty of time to prepare.