Well its time to start worrying I reckon lol....only a few days away from this now.
I understand how you feel, SOUTHERNBOY123, you've absolutely got a right to worry and feel stressed - this process is agony! On BD 53 I had a complete break-down as, like you, I kept seeing others get approved and with every approval I saw and every day that went by I was more and more convinced we were going to be refused. 4 BDs later we had our decision-made email, 3 BDs after that, the visa approved and now I am booking a flight for my husband to come home within a matter of days. So, while it's understandable to be stressed out, I absolutely see the logic in ksand24's advice as my worrying was completely unfounded. Easier said than done, though...