Definitely aware of ILR coming after that, but one thing at a time, haha!
The website still lists the IHS fee as £200 per year, is that likely to stay? There are lots of rumors of it going up to £600 per year but I don't know how much credence to give them.
And yes, I definitely want to have a little more than I need set aside, and if it doesn't go up as far as it can then can put it toward the next one or something.