I'm totally with you watersfan.
Firstly, let me say that I am very sorry to learn of the loss of your mother-in-law's partner. Please accept my sincerest condolences.
I had ILR back in 1996 and my family moved to the US in 2004. My husband and I decided in 2016 that when our youngest would finish high school in May 2019, my husband would ask to be transferred to his company's office in England. We decided to sell our house and hold on to the profit for the visa costs and the move and some money for a deposit on a new house. We moved into a rental home so it would be easy to move when the time was right.
That was a great plan until he lost his job in June of 2017. We had to break into our savings in order to keep our family afloat. My husband spent six months looking for full-time work but didn't find any so he decided that it was time his "side hustle business" should be his full-time business. I am totally behind his decision and he is profitable but since we are now self-employed, our savings has had to cover our health insurance and it's an eye-watering $1500/ month with a very high deductible since we are self-funding it. It's just health insurance and not dental, by the way.
A few months ago, my son fell over (sober, I'll add) and knocked himself unconscious and lost his two front teeth. The ER bill and the dentist bill cost us $15,000 out-of-pocket. Guess where that money came from?
Because we were initially going to move with a job, we didn't have the equivalent of GBP 62,500 in our savings account and with the events of the past few months, we don't have anywhere near the amount in savings to move under the "savings" category.
I'm disheartened a bit and feeling like we will never leave either. Who knows if we are going to return now. It's all up in the air and my husband keeps saying, "when we move". I am wondering how long it will be if at all.
I guess that we will both just have to be positive.