Retirement planning self employed

So I am in my 30's, worked in US for around 14 years as employee but started my 401k very late.  Despite contributing as much as possible when I started, I am way behind. I beat myself over this bc my employer matched too, but no time machine to fix this so life must go on. 

As self employed in the UK what should I be doing for retirement savings? I hope to go back home after UK citizenship, it all depends on my husband's family situation at that time.

Not sure if I could get like an IRA when I go back home.   Can you put money in IRA from savings or does it have to be like income only like 401Ks?

I read you don't get the social security equivalent here unless you work for like 10 years, saw some other thing about 25 years for some other benefit.

If you are planning to go back to the US for retirement then why not open a RothIRA in the US? Otherwise once you retire you will be stuck filing UK tax returns forever as I understand it (someone please correct me if I am wrong) retirement plans cannot be transferred from the UK to the US.

If you are planning to go back to the US for retirement then why not open a RothIRA in the US? Otherwise once you retire you will be stuck filing UK tax returns forever as I understand it (someone please correct me if I am wrong) retirement plans cannot be transferred from the UK to the US.

Hmmm ok had not thought about that.  Def want to avoid filing UK returns if we move back.  Thanks!

Hmmm ok had not thought about that.  Def want to avoid filing UK returns if we move back.  Thanks!

The UK will have abolished personal tax returns within the next 10 years; maximum; so that won't be an issue.

The UK will have abolished personal tax returns within the next 10 years; maximum; so that won't be an issue.

What is your source for this?

What is your source for this?

I'm assuming this is what guya was talking about:
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/413975/making-tax-easier.pdf

I'm assuming this is what guya was talking about:
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/413975/making-tax-easier.pdf

I really wish I hadn't seen that! 

And I don't know why they are calling it the end of the tax return because plainly it's not.

Of course, taxpayers will still be responsible for ensuring their tax bills are right and telling HMRC about information that is not reported by other means.

I really wish I hadn't seen that! 

And I don't know why they are calling it the end of the tax return because plainly it's not.

The Doublespeak is strong in this one.

The UK will have abolished personal tax returns within the next 10 years; maximum; so that won't be an issue.

The point I was making, of course, is that the OP would still be under two different tax systems (UK and US).