That's what I assumed, too, KoD.
My little moment of happiness is today was my day with the car, and for the first time since March (when I booked and paid for ILR premium, followed shortly thereafter with council tax and annual water rates, and then car insurance for a "new" driver in June), I shopped like money was no object! I am all caught up (read: ahead) on my budget again, so I don't have to "borrow" from next month's budget to cover this month anymore... without ever interrupting my savings! And no more visas, so this won't be a thing ever again!
Phew.