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Topic: Can we apply for a Spouse Visa with No Current UK address.  (Read 19246 times)

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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #75 on: October 08, 2018, 05:17:52 PM »
Getting Proof of address might be more straight forward if we let Wells Fargo know what our new UK address is and have them send us a statement to that UK address with both our names on it..?

That should be fine.  I did that with Bank of America when I moved over, and it was accepted without any problems.  I kept my BOA account and once I moved, I changed my mailing address to my new UK one.  I then had a paper statement mailed to me in the UK, and as it was an official bank statement printed and mailed directly by the bank, it was accepted as proof of UK address.

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Assuming Wells Fargo doesn’t need proof of the UK address also..?  I just hope convincing Wells Fargo might be easier than convincing Lloyds.

This was a while ago (back in 2010), but for BOA, I just needed to answer security questions when I contacted them to verify my identity and confirm I was the account holder.  Once that was confirmed, I just gave them my UK address and they changed it.  They didn't ask for actual hard evidence of the UK address I gave; it was sufficient I had passed the security checks for them to change my address as account holder.  I don't know if that's how it goes nowadays though, or if it's the same across all US banks, so best to check with Wells Fargo.

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BUT, this now leads me to wonder about the Visa Application once again.  If we choose to rent from a Private UK Landlord would his/her letter to the Visa Application people be considered OK or Not..?

For the visa, if renting, you MUST have documented permission from the homeowner that you both are permitted to live there (and evidence that the person giving permission owns the property).  For UKVI, they aren't looking for proof of address, but proof that you have permission to reside in the accommodation you say you can live in.


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #76 on: October 08, 2018, 05:33:16 PM »
Yes I find US banks a lot less security concious than UK banks. I remember for 3 years before I came to live in the US, while visiting here, I walked into the Wells Fargo bank and opened an account using my UK address, which they accepted no problems. This was while I was just a UK Citizen, with a British Passport, living in England. I may have had to show a UK utility bill at that point, I’m not sure now..?

It’s a while ago now, but when I moved here permenantly and decided to change my address on the WF account, to my US address, I think I did it online, where a security code was sent to my phone which I had to type in on the PC where I was editing the address and that was good enough.

If this is all we have to do when we move to the UK that would be great, as when we move out of the rental into a bought house we will have to go through the whole scenario again..!! You always need one weak link in the chain to help you get established..?


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #77 on: October 08, 2018, 05:41:24 PM »
You'll have to go through customer services to change your address with WFB to a foreign one but it can be done.


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #78 on: October 08, 2018, 05:44:27 PM »
Will WF Bank Customer Services then want proof of UK address then, these days..?


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #79 on: October 08, 2018, 05:45:45 PM »
No, just tell them what you want it changed to.


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #80 on: October 08, 2018, 06:43:24 PM »
You will find most things easier in the USA.

The UK has mastered bureaucracy!  A+!


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #81 on: October 08, 2018, 06:45:58 PM »
The UK is more concerned with preventing identity theft and money laundering.  ;)


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #82 on: October 08, 2018, 09:51:45 PM »
A quick question to the FBAR experts out there..

I’ve just taken a fleeting glance at the FBAR electronic filing instructions I’ve found online. Without actually starting to enter any FBAR information..

It might just be that the funds in my UK account could run over the $10,000 level this year, depending on who’s exchange rate I’m suppose to use, but am I right in thinking if it does go over, I need not file it until up to next April 15th, 2019..?

OR.. should I start filing immediately the account exceeds the $10,000 threshold...?

I notice there’s a mention of maintaining 5 years worth of records. 

Is this 5 years worth of UK bank records prior to me making my first FBAR filing..?

OR.. your last 5 years worth of FBAR records from when you started filing..?


I notice it wants the records in US$ so who’s exchange rate should I use..?



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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #83 on: October 09, 2018, 09:27:06 AM »
A quick question to the FBAR experts out there..

I’ve just taken a fleeting glance at the FBAR electronic filing instructions I’ve found online. Without actually starting to enter any FBAR information..

It might just be that the funds in my UK account could run over the $10,000 level this year, depending on who’s exchange rate I’m suppose to use, but am I right in thinking if it does go over, I need not file it until up to next April 15th, 2019..?

OR.. should I start filing immediately the account exceeds the $10,000 threshold...?

I notice there’s a mention of maintaining 5 years worth of records. 

Is this 5 years worth of UK bank records prior to me making my first FBAR filing..?

OR.. your last 5 years worth of FBAR records from when you started filing..?


I notice it wants the records in US$ so who’s exchange rate should I use..?



The treasury publishes the exchange rate to use in January each year.  For 2017, it was .74 to 1.  So if your UK account hit £7,400 at any point (or the aggregate of multiple accounts), you will need to file.

https://www.fiscal.treasury.gov/fsreports/rpt/treasRptRateExch/itin-12-31-17.pdf


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #84 on: October 09, 2018, 10:58:23 AM »
Where it says file ON or BEFORE April 15th How far Before..?


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #85 on: October 09, 2018, 11:03:55 AM »
Where it says file ON or BEFORE April 15th How far Before..?

They don't usually issue the final exchange rate until mid-end of January.  So anytime between then and April 15th.


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #86 on: October 09, 2018, 11:05:47 AM »
Thankyou for that..

I notice there’s a mention of maintaining 5 years worth of records. 

Is this 5 years worth of UK bank records prior to me making my first FBAR filing..?

OR.. your last 5 years worth of FBAR records from when you started filing..?


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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #87 on: October 10, 2018, 01:13:09 AM »
I’ve just been browsing over all the above discussions, recapping on all you very useful guys/gals have educated me with.

I might just pop a few added questions here to fine tune some of your answers so its crystal clear what you mean.

On Reply #21 above you inform me..

“When you move to the UK, you have 10 days to pick up the BRP from the post office. ”

I’m assuming this means that the BRP visa will already be waiting for my wife to collect within these first 10 days, and NOT she will have to wait 10 days before my card will be ready to pick up..

If she has 30 days to leave of the US, from the date on her Vignette once your application is accepted, what date will appear on herr BRP..?

If its the same date as the day she arrived in UK how can this date get onto the BRP in the Post Office.  Are these cards made in the post office or made elsewhere and sent to the post office..?

I’m a little confused how this part of the process works..?

Regards...
« Last Edit: October 10, 2018, 02:34:09 AM by Shy »


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Can we apply for a Spouse Visa with No Current UK address.
« Reply #88 on: October 10, 2018, 06:54:44 AM »
“When you move to the UK, you have 10 days to pick up the BRP from the post office. ”

I’m assuming this means that the BRP visa will already be waiting for my wife to collect within these first 10 days, and NOT she will have to wait 10 days before my card will be ready to pick up..

When she gets her visa, there will be a letter with it that states what date her BRP will be available to pick up. Usually this date is around the beginning of the 30 days she has been given to move.

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If she has 30 days to leave of the US, from the date on her Vignette once your application is accepted, what date will appear on herr BRP..?

If its the same date as the day she arrived in UK how can this date get onto the BRP in the Post Office.  Are these cards made in the post office or made elsewhere and sent to the post office..?

The BRP is made by UKVI and printed around the same time that the visa is issued in her passport. Her passport is then sent back to her in the US and the BRP is sent to the Post Office. I believe the BRP will have the same start date as the 30-day vignette in her passport.

So the way it works is:
- on the online application form, she will put an Intended Travel Date. This is her opportunity to decide when she wants her visa and BRP to start. It can be a date up to 6 months in the future, but she should put the earliest date she will be ready to move within 30 days of
- the 30-day visa vignette and her BRP should be issued starting on that date... but lately they have been making the visa valid from 7 days before that date
- if the date she puts has passed before the visa has been issued (I.e. it takes longer than that to be processed), the 30-day vignette and the BRP will be made valid starting around the time the visa decision is made
- when the decision has been made, the 30-day vignette and the BRP will be printed by UKVI
- the BRP will be sent to the Post Office in time to be picked up when she arrives in the UK (though occasionally it may be a day or two late arriving at the Post Office)
- she flies to the UK during the 30 days printed on the visa vignette in her passport
- she picks up the BRP within 10 days of arriving, or by the end of the 30 days, whichever is latest
- if she finds she cannot travel within the 30 days, she will have to apply for a replacement 30-day vignette, which involves sending her passport back to New York and paying about £200 for the replacement. Once it is issued she will have a second 30 days to enter the UK, and pick up the BRP that will still be waiting at the Post Office for her (with the same original start date).

An example:
- she submits her application on October 15th and puts an Intended Travel Date of December 15th
- the visa is issued on November 30th
- her 30-day visa vignette is valid from December 8th (7 days before the 15th) to January 7th
- her BRP will be printed, starting on December 8th 2018 and expiring on September 8th 2021, and should be sent to the Post Office by December 8th (or by whichever date the visa approval letter says it will be available to pick up)
- she flies to the UK on, say, December 12th and arrives on the 13th (her 5 years to ILR will start on December 13th)
- she picks up yet BRP on say, December 14th
- she can then come and go from the UK as she pleases, travelling with her passport and BRP.



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Re: Can we apply for a Spouse Visa with No Current UK address.
« Reply #89 on: October 10, 2018, 07:00:11 AM »
Another example:
- she applies on October 15th and puts an Intended Travel Date of November 30th
- the visa is not issued until December 10th
- the 30-day vignette and BRP are made valid starting on December 17th
- she will have from December 17th up to January 16th to enter the UK and pick up her BRP.
- she enters the UK on December 17th and picks up her BRP on, say December 20th


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