I lived in cold and damp, and also spent 20 years in the desert southwest of the USA. I prefer the damp, actually. The dry used to play havoc with my sinuses and skin - I was almost perpetually in some sort of infection, allergy, or generic bleeding-nose pain from the dry. The damp I can adjust for - lots of warm fluids throughout the day, and, fortunately, our home has some sort of anti-damp system installed that functions quite well. So it's pleasant indoors, where I spend most of my time. I have more trouble when it gets brutally cold outside, as I have residual lung damage so I have to be sure to have a good scarf over my mouth and nose to breath through or I end up gasping on the ground.
