I have a couple of options regarding my bank statements:
One is to access the ‘official statements’ in my internet banking. These look like the ones that come in the post, and also include my name etc. However they only run 18th of one month to 17th of the next. We’re planning to marry on 7th, submit online asap on the 8th August, and ideally complete biometrics same day (NB is this possible?!-if not is it possible to pre-book biometrics before submitting the application?) either in San Antonio or in Austin, or the following day (Friday 9th) in Las Vegas... or at the latest Monday 12th in Las Vegas. 28 days from 17th July is Wednesday 14th August, so I figure that even with a slight delay getting biometrics, we shouldn’t exceed the 28-day limit? Or does this not matter as long as we submit the application within 28 days of my last payslip/statement (whichever of those is earliest I guess)
The other option is to set custom dates in my online banking and print that. The advantage is I can do this a little later in July to reduce the risk of exceeding the 28 days. The downside is it looks way less formal, and doesn’t even seem to include my name!
Once biometrics is done we intend to send everything off immediately. I know people have talked in other threads about scanning docs, but we’ll be in the US and so my instinct is to send hard copy originals of my payslips, and one-sided printouts of my bank statements with a branch stamp on each. Any thoughts on scanning v posting?
Any thoughts, forum?
(Also, any thoughts on the previous post regarding my minimum payslip and whether they might take off POAL & pension figures?)
Thanks as ever.
If you print your bank statements at home yourself, even if they look exactly the same as the ones that get posted to you, you need to have them authenticated by stamp on every page in branch. Alternatively, you can request bank statements from the bank.
Regarding the timing of the statements, if every payslip you're relying on appears in the statements, and you have six FULL months of statements, the only other concern is that the last statement date is within 28 days of your application submission.
So, a statement date that ends on the 17th of July is fine for an August 8th wedding date and then immediately applying.
Once you submit the online application and pay, the 28 days window closes, and you're in. You don't have to complete biometrics within the 28 days of your financial documents... just click the button to submit and pay for your application.
Some people do have a timing issue with getting the most recent payslip and bank statement showing that pay depositing in within the same 28-day window, but that shouldn't be a problem for you as you're paid weekly (it wasn't a problem for us). But, still, that wouldn't be a problem because you could just go into the branch and request a recent transaction summary, or "interim statement", or whatever your particular bank calls it to show the most recent payslip, if necessary.
Regarding the payslips and salary figure, what does your employer letter say your salary is? Is there a calculation that can be easily made from looking at your payslip that makes sense with this figure? I agree with ksand24: they will either use the stated Basic Pay, or they will use the stated Gross Pay. They will not pick and choose things to add and deduct. I really think you're safe.