Nearly ready to submit application. final questions and last checklist!

So, they will look at the actual annual income and not just the 6 months? I said in a previous thread that her 12-month income was just shy of £18,600, but her 6-month income met the "£1,550 per month requirement"

I'm a little worried now.

No, they will look at:
- her earnings from the last 6 months
AND
- the annual salary that is stated in the letter(s), to make sure she will continue to earn at least £18,600 per year in the future

So, they will take:
- her lowest NHS salaried payslip from the last 6 months and multiply it by 12 (amount 1)
- they will then add up the total of the NHSP income and any NHS overtime earned in the last 6 months, divide it by 6 and multiply it by 12 (amount 2)
- they will add amount 1 and amount 2 together to get her annual income based on her last 6 months of earnings

- they will also compare this to the income amounts written on the letters to confirm that the figures are consistent, and also to check that her expected future annual earnings will exceed £18,600.

No, they will look at:
- her earnings from the last 6 months
AND
- the annual salary that is stated in the letter(s), to make sure she will continue to earn at least £18,600 per year in the future

So, they will take:
- her lowest NHS salaried payslip from the last 6 months and multiply it by 12 (amount 1)
- they will then add up the total of the NHSP income and any NHS overtime earned in the last 6 months, divide it by 6 and multiply it by 12 (amount 2)
- they will add amount 1 and amount 2 together to get her annual income based on her last 6 months of earnings

- they will also compare this to the income amounts written on the letters to confirm that the figures are consistent, and also to check that her expected future annual earnings will exceed £18,600.

Okay, so

Amount 1:  £1,554.27 x 12 it = £18,651.24
Amount 2 (total NHSP and NHS overtime: £2,817.41 /6 x 12 = £5,634.82

Annual income based on last 6 months earning: £24,286.06

Does that look right?

Okay, so

Amount 1:  £1,554.27 x 12 it = £18,651.24
Amount 2 (total NHSP and NHS overtime: [b£]2817.41[/b] /6 x 12 = £5,634.82

Annual income based on last 6 months earning: £24,286.06

Does that look right?

So her fixed base salary (working 35 hours per week) each month is £1,554, which gives a fixed annual salary of £18,651?

I thought her salary was only £15,310.43? Which means her fixed monthly income on her payslip should be £1275.87.

And you said she had only earned £800 in total from NHSP in the last 12 months?

So where did the extra £8,000 come from to make it up to £24,286?

Because a couple of posts ago, I thought we worked out that she only earns about £19,600 per year (£18,809 NHS plus £800 NHSP).

I was expecting your numbers to be more like:

Fixed salary (base salary on her payslip before extra hours) = £1275.87 x 12 = £15,310.43
plus
NHSP shifts and any extra NHS hours on top of the 35 hours fixed salary = £5,634.82

Total = £15,310 + £5,634.82 = £20,945.25

So her fixed base salary (working 35 hours per week) each month is £1,554, which gives a fixed annual salary of £18,651?

I thought her salary was only £15,310.43? Which means her fixed monthly income on her payslip should be £1275.87.

And you said she had only earned £800 in total from NHSP in the last 12 months?

So where did the extra £8,000 come from to make it up to £24,286?

Because a couple of posts ago, I thought we worked out that she only earns about £19,600 per year (£18,809 NHS plus £800 NHSP).

I was expecting your numbers to be more like:

Fixed salary (base salary on her payslip before extra hours) = £1275.87 x 12 = £15,310.43
plus
NHSP shifts and any extra NHS hours on top of the 35 hours fixed salary = £5,634.82

Total = £15,310 + £5,634.82 = £20,945.25

So her LOWEST payslip from the last 6 months was £1,554.27. That payslip includes overtime. Her BASE pay each month would be £1275.87.

In the last 12 months with NHSP her total is £609.91 (My mistake, I was mistaken earlier)

These last 12 months her total income from NHS and NHSP combined was £18,127.84

But if you take her lowest paycheck from the last 6 months, and x 12 it = £18,651.24

Do we not count her actual earning on the lowest payslip, do we only count what her base pay is?

So her LOWEST payslip from the last 6 months was £1,554.27. That payslip includes overtime. Her BASE pay each month would be £1275.87.

Overtime is counted separately to the base pay and is calculated as non-salaried employment and then added to the lowest base pay on the payslips.

You can only count the NHSP shifts from the last 6 months, not 12 months, because you are using Category A. So forget about the figures from the last 12 months -  they are irrelevant because you don't meet the requirements using 12 months of income.

So, if I have it correct, they will take:
- lowest BASE pay on payslips (£1275.87) x 12 months
PLUS
- (total of all NHS overtime from those 6 months / 6) x 12 months
PLUS
- (total of all NHSP shifts in the last 6 months / 6) x 12 months

So, the calculation should be:
£1275.87  x 12 = £15,310.43
+
(6 months of NHSP shifts /6) x 12 = ?... so you will need to add up all the NHSP payslips in the last 6 months and work out the average annual income from that amount (not the £609 figure, because that is not relevant)
+
(6 months of NHS overtime/6) x 12 = ? ... so you will need to subtract the base pay from each payslip to get the overtime amount for each month, then work out the average annual income from overtime

Overtime is counted separately to the base pay and is calculated as non-salaried employment and then added to the lowest base pay on the payslips.

You can only count the NHSP shifts from the last 6 months, not 12 months, because you are using Category A. So forget about the figures from the last 12 months -  they are irrelevant because you don't meet the requirements using 12 months of income.

So, if I have it correct, they will take:
- lowest BASE pay on payslips (£1275.87) x 12 months
PLUS
- (total of all NHS overtime from those 6 months / 6) x 12 months
PLUS
- (total of all NHSP shifts in the last 6 months / 6) x 12 months

So, the calculation should be:
£1275.87  x 12 = £15,310.43
+
(6 months of NHSP shifts /6) x 12 = ?... so you will need to add up all the NHSP payslips in the last 6 months and work out the average annual income from that amount (not the £609 figure, because that is not relevant)
+
(6 months of NHS overtime/6) x 12 = ? ... so you will need to subtract the base pay from each payslip to get the overtime amount for each month, then work out the average annual income from overtime

My calculations came out to £19,536.87

£15,310.43 (base pay) + £3,247.06 (NHS Overtime) + £979.38 (NHSP shifts) = £19,536.87

@ksand24

I had my wife get her employer (Martin) to re-write the letter including the correct figure. With my calculations on what she's made this year, I used £15,310.43 (base pay) + £3,247.06 (NHS Overtime) to calculate her annual salary and we listed that annual salary as £18,557.49.

If they use that figure and add the NHSP shifts ( £979.38 ), the total comes out to £19,536.87.

Am I correct in assuming that's how they will look at it?