Submitting App for FLR(m)

Hello... As my title says I am about to submit my application and my paperwork, I just wanted to make sure I have it all before I do so. I am running late cause stuff happened so I am utterly panicking and a complete mess. I am still in time, but panicking.

Proof of Income
- 6 months of payslips for both me and my husband (We are just shy of doing it with just one of our incomes)
- 6 months of bank statements (husbands and mine)
- Letters from both of our employers

Proof of Address
- Jan 2017 - Council Tax (both names)
- May 2017 - Separate bank statements (separate names)
- September 2017 - Separate bank statements (separate names)
- Jan 2018 - Council Tax (both names)
- May 2018 - Joint bank statement (both names)
- Sept 2018 - Joint bank statement (both names)
- Jan 2019 - Mortgage statement (both names)
- May 2019 - Mortgage statement (both names)

Proof of Accommodation
- Latest Council Tax bill
- Land register
- Latest mortage statement

Other Documents
- My passport
- Copy of husband's passport
- Marriage Certificate
- Spouse support letter
- Biometrics card

Am I missing anything? Help! XD

Proof of Income
- 6 months of payslips for both me and my husband (We are just shy of doing it with just one of our incomes)
- 6 months of bank statements (husbands, mine, and joint account)
- Letters from both of our employers

Does the period of overlap between the dates of the bank statements and pay slips cover 6 full months? Very often, 7 months of each are required to make sure that the whole period is covered.
What is the reason for including three sets of bank account statements?

I am confused by what you mean that 7 months are required for the whole period? But yes, there is a full 6 months from start to finish.

And 3 bank accounts because my husbands pay goes into his, mine into mine, and then we move money into the joint. Should I remove the joint?

I am confused by what you mean that 7 months are required for the whole period? But yes, there is a full 6 months from start to finish.

And 3 bank accounts because my husbands pay goes into his, mine into mine, and then we move money into the joint. Should I remove the joint?

The requirement is to show 6 full months of bank statements and pay slips. The exact same 6 month period needs to be covered by both the  bank statements and pay slips so it depends on the exact dates of the documents how many you will need to provide. Can you list the dates as shown for both?  Also note if the pay slips have a date range or just a single date.

Yes, remove the joint.

The requirement is to show 6 full months of bank statements and pay slips. The exact same 6 month period needs to be covered by both the  bank statements and pay slips so it depends on the exact dates of the documents how many you will need to provide. Can you list the dates as shown for both?  Also note if the pay slips have a date range or just a single date.

Yes, remove the joint.

- Husband's payslips - Weekly - Dated 11/01/2019 to 16/08/2019 - We have every week, payslips dated for paydate and do not show pay period.
- My payslips - Monthly - Dated 22/02/2-19 to 26/07/2019 - We have all 6 months, payslips dated for paydate and do not show pay period.

- Husband's bank statement - Dated 02/01/2019 to 06/08/2019
- My bank statements - Separate months 25 Jan 2019 - 22 Feb 2019, 23 Feb 2019 - 22 Mar 2019, 23 Mar 2019 - 24 Apr 2019, 25 Apr 2019 - 24 May 2019, 25 May 2019 - 24 Jun 2019, 25 Jun 2019 - 24 Jul 2019

- Husband's payslips - Weekly - Dated 11/01/2019 to 16/08/2019 - We have every week, payslips dated for paydate and do not show pay period.
- My payslips - Monthly - Dated 22/02/2-19 to 26/07/2019 - We have all 6 months, payslips dated for paydate and do not show pay period.

- Husband's bank statement - Dated 02/01/2019 to 06/08/2019
- My bank statements - Separate months 25 Jan 2019 - 22 Feb 2019, 23 Feb 2019 - 22 Mar 2019, 23 Mar 2019 - 24 Apr 2019, 25 Apr 2019 - 24 May 2019, 25 May 2019 - 24 Jun 2019, 25 Jun 2019 - 24 Jul 2019

Without even looking at the rest of the dates, you only have 5 months there for your own payslips.

The exact same full 6 month period must be covered by all 4 sets of documents.

Without even looking at the rest of the dates, you only have 5 months there for your own payslips.

The exact same full 6 month period must be covered by all 4 sets of documents.

That's fine. I can get the older one. so one more payslip dated the 28/12/2018.

Anything else I need to fix or am missing?

That's fine. I can pull the other one out of the drawer.... so one more payslip dated the 28/12/2018.

Anything else I need to fix or am missing?

Your bank statements are just on the cusp of being older than 28 days. Your payslips are very close too.  Are both sets of payslips original, on paper?

Your bank statements are just on the cusp of being older than 28 days. Your payslips are very close too.  Are both sets of payslips original, on paper?

I can't get another bank statement until they come out later in the month. I will have a new husband payslip on Friday. But I wont get mine until the last Friday of the month. Should I wait to apply? Til the end of next week?

Your bank statements are just on the cusp of being older than 28 days. Your payslips are very close too.  Are both sets of payslips original, on paper?

Craig's are all original original. And mine are reprints from work, stamped, with the employer letter verifying them.

Also, the bank statements don't cover your last payslips.

Applicant
Payslip: 26th July 2019
Bank Statement: 24th July 2019

Sponsor
Payslip: 16th Aug 2019
Bank Statement: 6th Aug 2019

Your bank statements must show all your wages/payslips entering your bank accounts. Which bank are you with? Most banks will print off a partial statement for you. Mine did without question, I'm with HSBC.

Also, because your payslips do not show the pay period you would only be providing 5 months if you submitted 6 monthly payslips. For example, if you get paid 24th July you need to count back six months from there which is 24th January. You need to provide a payslip before that date to cover 6 months worth, with a corresponding bank statement.

When were your employer letters written? When is your FLR(M) due?

That's fine. I can get the older one. so one more payslip dated the 28/12/2018.

Anything else I need to fix or am missing?

January payslip for you?

Okay.

So I wait to apply until after I get my pay next Friday. I then call the bank for an updated statement that shows it going into my account.

The letter from my job is dated with yesterday’s date. As is my husbands.

I have been reading around the site and I discovered some people have been having issues that they got a raise in the past six months and they then had to provide a year of pay slips... is this correct?


Sent from my iPhone using Tapatalk

Okay.
So I wait to apply until after I get my pay next Friday. I then call the bank for an updated statement that shows it going into my account.

Keep in mind, if you're super tight for time that it might be easier to go in branch and ask them to issue/print one for you. Which bank are you with?

I have been reading around the site and I discovered some people have been having issues that they got a raise in the past six months and they then had to provide a year of pay slips... is this correct?

The online application does not make it clear with their question. I received a pay rise within the six months prior to ILR application. I received above the threshold prior to the rise. The answers are something along the lines of 'earning the same amount continuously above the required threshold?'. If you select 'different amount above the threshold' because you've received more since a raise so it isn't the 'same' amount it asks for 12 months. If you select 'same amount continuously above the required threshold' then it asks for 6 months.

I think the main consensus on this is it's basically asking if you're salaried or paid hourly where month by month your pay can change. If before a rise you earned over the threshold, are salaried, and received a rise select 'same amount continuously above the required threshold' where it will prompt for 6 months of evidence. That's what we did and the application was successful.

Ensure ALL your payslips are covered by bank statements.

Also, ensure the date on your husband's declaration doesn't lapse. Easily forgotten as it's just a printed piece of paper that's signed.

Keep in mind, if you're super tight for time that it might be easier to go in branch and ask them to issue/print one for you. Which bank are you with?


The online application does not make it clear with their question. I received a pay rise within the six months prior to ILR application. I received above the threshold prior to the rise. The answers are something along the lines of 'earning the same amount continuously above the required threshold?'. If you select 'different amount above the threshold' because you've received more since a raise so it isn't the 'same' amount it asks for 12 months. If you select 'same amount continuously above the required threshold' then it asks for 6 months.

I think the main consensus on this is it's basically asking if you're salaried or paid hourly where month by month your pay can change. If before a rise you earned over the threshold, are salaried, and received a rise select 'same amount continuously above the required threshold' where it will prompt for 6 months of evidence. That's what we did and the application was successful.

Ensure ALL your payslips are covered by bank statements.

Also, ensure the date on your husband's declaration doesn't lapse. Easily forgotten as it's just a printed piece of paper that's signed.

I bank with RBS. My branch wont print them there. They have to send them.