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Topic: Is depositing over the counter instant?  (Read 182 times)

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Is depositing over the counter instant?
« on: September 13, 2019, 08:13:57 PM »
I just realised I need to make a credit card payment that’s due tomorrow but paying online won’t clear until Monday!

Will paying over the counter tomorrow be instant?
15/03/2013 - Met in Cancun
29/11/2013 - Engaged
25/02/2014 - Married
29/04/2014 - Spouse Application Approved
02/05/2014 - Visa Received
09/01/2017 - FLR(M) Granted
06/06/2017 - Little Nipper born
22/07/2019 - ILR Granted


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Re: Is depositing over the counter instant?
« Reply #1 on: September 13, 2019, 08:43:50 PM »
I just realised I need to make a credit card payment that’s due tomorrow but paying online won’t clear until Monday!

Will paying over the counter tomorrow be instant?

If you log into the crcredit card carrier and make the payment through their website, it should be today... at least, my accounts work that way.
9/1/2013 - "fiancée" (marriage) visa issued
4/6/2013 - married (certificate issued same-day)
5/6/2013 - FLR(M)#1 in person -- approved!
8/1/2016 - FLR(M)#2 by post -- approved!
8/5/2018 - ILR in person -- approved!
22/11/2018 - Citizenship (online, with NDRS+JCAP) -- approved!
14/12/2018 - I became a British citizen.  :)


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Re: Is depositing over the counter instant?
« Reply #2 on: September 13, 2019, 08:46:26 PM »
I called them and they said if I paid over the phone it will be Monday and to go in branch to pay instantly but she didn’t portray confidence
15/03/2013 - Met in Cancun
29/11/2013 - Engaged
25/02/2014 - Married
29/04/2014 - Spouse Application Approved
02/05/2014 - Visa Received
09/01/2017 - FLR(M) Granted
06/06/2017 - Little Nipper born
22/07/2019 - ILR Granted


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  • Posts: 5378

  • Liked: 953
  • Joined: Aug 2012
  • Location: End of the M4 and then a bit more.
Re: Is depositing over the counter instant?
« Reply #3 on: September 13, 2019, 09:03:41 PM »
I called them and they said if I paid over the phone it will be Monday and to go in branch to pay instantly but she didn’t portray confidence

Try logging in and see when it will post.  Mine is considered paid on the scheduled date that I send it (even if it's the same/next business day).  It doesn't come out of my current/checking acvount for a couple of days, but it's shown as paid when I log into the credit card.
9/1/2013 - "fiancée" (marriage) visa issued
4/6/2013 - married (certificate issued same-day)
5/6/2013 - FLR(M)#1 in person -- approved!
8/1/2016 - FLR(M)#2 by post -- approved!
8/5/2018 - ILR in person -- approved!
22/11/2018 - Citizenship (online, with NDRS+JCAP) -- approved!
14/12/2018 - I became a British citizen.  :)


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Re: Is depositing over the counter instant?
« Reply #4 on: September 13, 2019, 10:10:40 PM »
I just realised I need to make a credit card payment that’s due tomorrow but paying online won’t clear until Monday!

Will paying over the counter tomorrow be instant?

With mine, if I pay online, the available balance has adjusted by the time I next log in. Even if I log out and log in again right away it will reflect although the actual payment doesn't appear in the transaction history for a few days. That is transferring money from an account with the same bank as the credit card is with though.

I have my credit cards set up for the minimum payment to be paid automatically to avoid accidentally ending up in this situation.  :)
March 28th 2013-Moved to UK, husband on spouse visa.Oct 20th 2015-Applied by mail for FLR(M).Feb 1st 2016 FLR(M).March 7th 2018 ILR. YAY! March 21st NCS&JCAP appointment.


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