So here's what we have for our joint mail that we've received over the course of my stay....
I arrived December 22, 2017.....
- Council tax bill Jan 2018
- Gas/Electric bill July 2018
- Water bill Jan 2019
- Gas/Electric bill July 2019
- Bank statement Dec 2019
- Council tax bill April 2020
Are those spaced out enough, and will they be sufficient?
You only need to cover the last 2 years before applying, so your documents should be spaced every 4 months.
If applying in the next few weeks, you’ll want documents from each of the following months:
May 2018
September 2018
January 2019
May 2019
September 2019
January 2020
Optional extra: May 2020
As for a couple of other things we're thinking about right now....
- I work for a temp agency and while most weeks I work 40 hours, there are some weeks where it is only 32, therefore my pay can vary each paycheck (I am paid hourly, and payday is every Friday). Does that mean I will need to include a full 12 months of payslips?
How long have you been with your employer, earning your current hourly wage?
If it’s more than 6 months, then you may be able to meet Category A and therefore would only need to provide 6 months of payslips and bank statements.
As you are non-salaried, for Category A, your income will be calculated as follows:
All 6 months of payslips will be added up, then they should be divided by the number of weeks of payslips provided and then multiplied by 52 to get your average annual salary. If this average is at least £18,600 you will meet the requirements under Category A.
Having said that you may need to include 7 months of payslips and bank statements to cover every single day of the 6 months.
And I don't receive payslips, I just receive them in my online portal through the payroll company. Will printing them myself at home be sufficient as long as I get a letter from my employer stating that they are authentic?
Yes, if they are online payslips each one will need to be verified by your employer in the employer letter.
- As of right now (May 17th), I have yet to receive my P60 for the 2019-2020 tax year. I don't know if it's delayed due to the COVID situation, but if we wanted to apply online in the next 10-14 days and it still hasn't arrived, is there any way to do that? Like, could I use my final paycheck from the last tax year to show my income for the year? Or would I have to wait for the P60?
If you haven’t received it before you apply, you can either send the 2018/2019 P60 instead, or just not include a P60 at all. It is not mandatory to include it.
P60s are only optional and are not used to determine your income.
- For the bank statements that we'll have to scan, does it need to be for the past 6 months? Or 12? And does the entire statement need to be scanned, or just the pages that reflect the direct deposits from my wages?
You must include the entire statement for each month.
And you must cover the same number of months as the payslips you are sending. So if you are Category A you send 6 months of each. If you are Category B, it’s 12 months of each.
- And finally, our original tenancy agreement was for 12 months, and then when it expired we agreed with the landlady to just have it be a rolling month to month agreement. Would we need a letter from her confirming this, in addition to a copy of the original agreement? And if a letter is required, what bits of information should we have her provide?
It depends what is stated on your tenancy agreement.
If it explicitly states that it goes to a rolling month-to-month after the initial term, then you do not need a letter from the landlady.
If it does not state this, then I would include a letter from the landlady confirming your tenancy particulars and that it is now month-to-month.
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