No, you don't need a cover letter.
If you are not using your income to meet the requirements, you do not include any of YOUR P60s.
You do want to include your husband's most recent P60 (April 2020).
Yes, this is an absolute requirement for the accommodation evidence.
- If both your names are on the tenancy, you just include the tenancy (every page).
- If only one of you is listed on the tenancy, you also need a letter from the landlord confirming the tenancy particulars and giving the other person permission to continue living there.
The landlord letter is irrelevant for this requirement and won't be considered. The point is to use mail to prove you were both physically living in the same house in the months each piece of mail was delivered to your house. A letter from the landlord only proves you were living together on the date the letter was written and mailed to you.
The requirements are:
- 6 documents in each name, 1 in each name every 4 months for the last 2 years... if they are separately addressed they must be from the same month, ideally dated within a few days of each other
- you need at least 3 official sources
- they must be original documents mailed to your house in the months they are dates
- if you cannot meet all of these requirements, you must write an explanation for why you cannot provide the required documentation
If you are applying in June 2020, you will need 1 document in each name for each of the following months:
June 2018
Oct 2018
Feb 2019
June 2019
Oct 2019
Feb 2020
June 2020 (optional extra)
Can you list all the documents you have and the dates printed on them?
Can you use monthly mailed bank statements? If you are receiving bank statements in the post every month (which is one of the things we recommend you sort out as soon as you arrive in the UK), you can just use them to fill in the gaps.
Thank you for your response.
I entered the country on January 24, 2018, and my visa expires October 24, 2020. I plan to apply in July.
Here is what I have
2018
January 31st 2018- Spouse's pension letter
February 27th 2018- My National Insurance info letter
March 12th 2018- Spouse's Council Tax Letter
May 11th 2018- My HMRC letter
August 22 2018- My IRS tax return letter
2019
February 21st 2019- My DBS
March 28th 2019- Spouse's Acro Police Certificate
April 29th 2019- Spouse's Pension letter
May 8th 2019- My DVLA application confirmation letter
July 31st 2019- My HMRC Tax form
September 27th 2019- Joint Mortgage Promise letter
October 10th 2019- My updated DBS
November 21st 2019- Spouse's letter from his place of employment
December 15th 2019- My bank statement
2020
January 3rd 2020- My PIN letter from the bank
January 3rd 2020- Spouse's PIN letter from the bank
February 2020- Joint bank account information letter
May 6th 2020- Spouse's water bill (My husband did not add me to the account like I asked him to. He's a bit of a procrastinator, and I forgot to remind him. Our old roommate's name is still on it whom has not lived with us since I first moved here. Will this be an issue?)
May 13th 2020- My bank statement
May 2020 - Joint bank statement.
We are currently waiting for an updated Council Tax Bill that includes my name as well. It was another thing he didn't add me to. Ugh!
This is all I have, unfortunately. I was a complete idiot, and forgot to save all my mail.