First, since copies are apparently allowed now, since my payslips are electronic, do I still need a letter from my employer stating they are correct? Or can I just upload the downloaded PDF’s directly for the app?
Yes, you do. Nothing has changed with the financial document requirements, it's just that they are all uploaded now instead of being mailed.
So, if your payslips are electronic, they MUST be accompanied by a letter from your employer confirming their authenticity. This letter can be combined with the mandatory employer letter confirming your employment details, so that you only have to provide 1 letter.
The letter should state, for each payslip:
- payslip date
- pay period
- gross pay
- net pay
- date paid into your bank account
- an explanation for any discrepancies between payslip date and date paid into your bank (i.e. if the payslip is dated the 31st, but the pay was deposited on a different date), and any discrepancies between payslip amount and amount paid into your bank
Same goes with the bank statements - if they are online statements, they must either be stamped by the bank on EVERY page or accompanied by a letter from the bank confirming their authenticity.
Next, for the ever annoying correspondence items, my DH has of course managed to misplace one perfectly times bank statement of his so I’m having to cobble together some bits that aren’t as ideally timed as I’d like them to be. I’ve pasted below what we’ve got. I know right now it’s too many, but was hoping for some input as to whether my husband’s late 2018 bit time of time going to be problematic, and which of the docs I’ve gathered would be best to use.
My last FLR was granted in April 2018.
Okay, so you need to cover 2.5 years, with the documents spaced every 5 months, from at least 3 different official sources.
So, assuming you are applying next month, September 2020, you need 1 document in each name from each of the following months:
March 2018
August 2018
January 2019
June 2019
November 2019
April 2020
September 2020
From the document dates you have listed, you can use:
March 20181. Applicant: ?
1. Sponsor: ?August 20182. Applicant: ?2. Sponsor: August 2018 - what type of document is this?January 20193. Applicant: ?3. Sponsor: Jan 2019 - what type of document is this?June 20194. Applicant: ?
4. Sponsor: ?November 20195. Applicant: ?
5. Sponsor: ?April 20206. Applicant: ?
6. Sponsor: ?September 20207. Applicant: ?
7. Sponsor: ?So, unfortunately, based on your list you have 0 documents for you, and only 2 documents for him... and you need 6 in each name (7 if you count Sept 2020).
Finally, am I correct that I don’t have to submit a photo of my husband with this one? I started the online app last night and don’t recall seeing it there?
That's correct. No photos are required anymore.