FLR (M)- when to apply and docs

Okay, let's see.

The earliest you can apply is July 18th 2021. What date does your BRP expire? If it was issued mid-Jan 2019, I assume it expires mid-October 2021... which means you could apply in July, Aug, Sept or Oct 2021.

If you were to apply in July, you could use:

July 2019
1. Applicant: Nhs app
1. Sponsor: Insurance

November 2019
2. Applicant: Barclay's Letter
2. Sponsor: ?

March 2020
3. Joint:  Council Tax

July 2020
4. Applicant: ?
4. Sponsor: ?

And then you would need future documents from the following months:
November 2020
March 2021
July 2021

So, that doesn't look too bad at all, especially if you can get future documents for Nov 2020, and Mar and July 2021.

You might be able to get away with using the June 2020 documents instead of July 2020 - you would just need to explain the reason for that in a letter - and then you would only be missing 1 document (sponsor, Nov 2019).

Brp expires 21st October 2021. Our natwest summary is in joint name. I would have to check the periods they mail them to us and see if there is one for November 2019.

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