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Topic: Private medical coverage in UK  (Read 487 times)

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Re: Private medical coverage in UK
« Reply #15 on: November 11, 2020, 11:18:43 AM »
This thread actually convinced me to talk to my husband about private coverage. They don't cover pre existing, but typically will cover to get back to "baseline" so the new injuries the NHS is fobbing off that should be treated would be covered. I don't want my quality of life to keep dropping, so hopefully it can help slow that down.

Paying privately for treatment, or to queue jump, has been the norm for quite a few decades, although back then people didn't use insurance.  Some still prefer to not buy insurance and just pay for private treatment ,or queue jump, when they need it.

Now, some employers will offer private insurance.  Others will give private insurance to their emloyees as a perk; and there is a tax to pay on that; but it will cover their families too and sometimes it will cover existing conditions and private dentistry. Some employers will pay for private births.

When you pay privately, you tend to get a consultant rather than a trainee and you can chooses the day and time, rather than be given a time by the NHS.  If you pay privately, you can choose the country. https://www.gov.uk/visit-uk-private-medical-treatment
« Last Edit: November 11, 2020, 11:35:13 AM by Sirius »


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Re: Private medical coverage in UK
« Reply #16 on: November 11, 2020, 12:15:46 PM »
 Margo, If you prefer the healthcare system of another EEA country or Switzerland, you and your British citizen husband need to move in the next few weeks, before 31 December, unless either of you can get a work visa to that country after that date.

Germany is considered to have a very good health system. That's also a system with private and public.
There is a monthly fee for healthcare, but the employer pays part of their employees health charge.
 From posts on toytown,  since the changes, it's now an expensive health charge for the self employed, about 1,300 euros each month; and if neither in a couple work, about 1,300 euros for each person, each month.
Under present rules, the UK pays for those not in work in Germany, if they are in receipt of a UK state pension, or receiving certain UK benefits; these apply to the UK for the S1. Other EEA/CH countres will also pay for German healthcare too, via the S1, subject to their own conditions for their S1.

Here is an article on the toytown site, about how German healthcare works https://www.toytowngermany.com/wiki/Health_insurance

Living in-
Germany
https://www.gov.uk/guidance/healthcare-in-germany

France
https://www.gov.uk/guidance/healthcare-in-france-including-martinique-and-guadaloupe

Netherlands
https://www.gov.uk/guidance/healthcare-in-the-netherlands
AND
https://en.wikipedia.org/wiki/Coffeeshop_(Netherlands)
« Last Edit: November 11, 2020, 01:13:49 PM by Sirius »


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Re: Private medical coverage in UK
« Reply #17 on: November 11, 2020, 01:29:02 PM »
Why would I be looking in other EU countries? The NHS has the doctors I need, the process to get to them has been ignored by my local CCG and instead they opted to send me to doctors not versed in what I need. Healthcare for rare disease is a problem *everywhere*. But given they just announced GPs will be providing even fewer services for the foreseeable, private insurance is definitely a good idea!


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