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Rundown: I came over on a Fiance Visa on June 28th, 2018, Married on August 30th 2018 and applied for my spousal visa in Nov. 2018. That got approved on Dec. 19th 2018, and my BRP is valid untilJune 19th,2021.
My questions start with a silly one; Am I right in thinking that I can start my application now but not submit it until 22nd of May 2021 at the earliest?
Yes, as you arrived on a fiance visa and switched to FLR(M), the earliest you can apply is 28 days before your BRP expires... which will be 22nd May 2021.
Finances:
- 6 FULL months of husbands payslips showing at least £1,550 before tax on each one - normally this means including 7 months' worth to cover every single day of the 6 months. The latest payslip must be dated no more than 28 days before the date you apply online. My husband gets paid the final friday of each month, so if I submit my application on the 24th of May [Few days leeway] would that mean I only include Nov. 2020 - Apr. 2021 payslips or do I need to go Oct-April?
Secondly: Since my husbands work no longer issues paper paychecks I assume I should have him get his employer to include a list of his paychecks incl. Date&Amount to verify them in the employer letter?
Yes, if the payslips are electronic, the employer letter should verify the following:
- pay date, gross pay, net pay, date deposited into bank account, and an explanation for any discrepancy between payslip date or amount and bank deposit date or amount (i.e. if it was deposited on a different date due to Christmas)
If you submit on 24th May, your latest payslip and bank statement must be dated no earlier than 26th April... looks like the last Friday in April this year will be the 30th, so that works for your timing.
In terms of the 6 months you have to cover, your payslips and bank statements will need to cover every single day between:
30th October to 30th April
So, assuming he was paid on 29th October (last Friday of the month), you will need to include the following payslips:
29th October
27th November
25th December
29th January
26th February
26th March
30th April
And the bank statements must cover every single day from 29th Oct to 30th April, with each payslip deposit showing
- Copy of Mortgage I am not on the mortgage since I was not able to be put on, but do I still include the mortgage paperwork with my husbands name? I do have a Form of Consent towards the mortgage from Cambridge Building Society that has me as a signee showing I live here. Do I just include both?
It doesn't matter if you're not on the mortgage (most visa applicants won't be on the mortgage anyway). You're only providing it as evidence of the monthly housing costs for the property... so you just provide the mortgage statement in your husband' name and nothing else.
Cohabitation Documents (these are your relationship documents)
- 6 items of original official mail in each of your names, showing you have been living together for the last 2 years
- they must be evenly-spaced, dated every 4 months Do I go from May 2019-2021 for this or April 2019-2021?
It depends if you have any mail from May or not by the time you apply, and also what spacing work best in terms of what you have that you can use.
So you can either use the following spacing:
May 2019
September 2019
January 2020
May 2020
September 2020
January 2021
May 2021
Or you can use:
April 2019
August 2019
December 2019
April 2020
August 2020
December 2020
April 2021
Also, Could I reuse our Joint Bank statements for these months? I do have my original personal bank account statements as well as my husbands original credit card statements for the last 2 years.
As long as they were received in the mail in the months they were issued, you can use either your joint statements, or you can use your individual bank statements along with your husband's credit card statements. Remember, you need at least 3 different sources... bank statements from all banks are 1 source, credit card statements are a second source, so you would need at least one other source as well.
If you can post a list of all the documents you have, we can help you work out what you can use, and which spacing is best for you.
[I still need to dig out this paperwork, But if I could reuse the joint bank account statements that would help fill some months. I can update this is the coming months.]
May 2021:[I do not know if ill get paper statements in time for this month. I could use my online Amex statement and my husbands online credit card statement but I feel like getting those verified would push me past May into June. Is that okay?]
You can't use anything that was issued online.
All the documents you include for the cohabitation must have been physically mailed to you in the months they were dated... because you are showing you were physically present in the house in those months in order to have received them and therefore have them in your possession now.