Hi all,
Thank you for all of your help with my questions so far.
I thought we were all set to submit my FLR M application- until I realised that my maternity leave might make things a bit more complicated than planned.
My BRP is expiring mid August 2021. I have been on maternity leave from October 2020 until July 2021. In a normal year I make well above the minimum threshold, but obviously my finances have been different whilst on maternity leave.
I have done some research and understand I can either
1) submit my past 6 months of bank statements etc (not ideal because figures are lower than in a normal year)
2) submit information from the 6 months before maternity leave commenced
Is there any harm in submitting both?
My husband found in the appendix that I should take my lowest payment pre-maternity leave and multiply it by 12 for my gross payment- does this apply even though I am a salaried employee who has been working for the same employer for 2 1/2 years? Why wouldn't I just put my actual pay as per contracts?
The other option would be to have my husband submit his bank information, but we do not have paper statements (only digital ones). We read in the appendix that we must have the papers stamped, or submit a letter from the bank verifying them, but my husband has read that Natwest refuses to sign and/or stamp in the bank branches.
It seems that we're walking on a tight rope no matter which decision we make. Any advice???
