1. It states in Appendix FM-SE that "where this Appendix requires the applicant to provide specified evidence relating to a period which ends with the date of application, that evidence, or the most recently dated part of it, must be dated no earlier than 28 days before the date of the application". I'm assuming this is the 28 Day Rule that I've seen referenced in the forums... Based upon how I read that, the only requirements that the 28 Day Rule would apply to would be the Financial Requirements (i.e. the most recent bank statement & payslip must be from within 28 days and the letter from the employer must be dated from within 28 days). Are there any other sections/requirements that would fall under the 28 Day Rule?
No, only the financial documents fall under the 28-day requirement, namely:
- latest payslip
- latest bank statement
- employer letter
2. Also, could anyone please confirm that it's only the most recent bank statement & payslip that must be from within 28 days (e.g. so my fiancé's bank statement that she received in the mail for August would be fine as-is if we're planning on applying in January)?
Yes, it’s only the most recent... because the requirement is that you have to show the most recent 6 months (for Cat A) or 12 months (for Cat B) of income, where the 6 or 12 months that you are relying on ends no more than 28 days before you apply online.
3. Lastly, which documents need to be originals and which can be copies? We know the bank statements need to be original and are planning on having her payslips authenticated with the employer letter, as we'll have to print those off, but are there any other documents that need to be original documents rather than copies?
The requirements for bank statements are that they must either be:
- official statements printed on bank stationery (usually received in the mail)
Or
- electronic statements that have been printed at home, which have either been stamped by the bank on EVERY PAGE or are accompanied by a letter from the bank confirming their authenticity
The requirements for payslips are that they must either be:
- official hard copy payslips issued by the employer
Or
- electronic payslips that are accompanied by a letter of authenticity from the employer
All other documents should be original.
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